Indlela yokuphila ukuze ubomi buwanele?

Icala lezemali lobomi, nokuba nantoni na ongayithethayo, kubaluleke kakhulu kuthi. Ngokuqinisekileyo, kubonakala ngathi imali ayikho kwimali, kodwa ngaphandle kwabo akunakwenzeka ukuhlala njengoko ufuna, kwaye ukukholisa abo sibathandayo. Abanye abantu bahlala bebeka esweni iimeko zabo zezezimali baze bazame ukuhambisa yonke into. Ngoko ke, banelungelo lokuphila. Kodwa kukho nabo bahlala kwi-patch ukuhlawula. Yaye esifumene nayo, iqala ukukhawuleza ukuya ngasekunene nakwesobunxele, kunokuba isasaze imali ngemali. Ungayifunda njani ukuchitha imali yakho ngokuhlakanipha, ngoko ungahlali kwisonka kunye namanzi kwaye ungalindelanga, njengoko kuthiwa kwinqanaba elithile, lo mzalwana uza kuzabaphatha ngembewu?


Ingxelo ye zimali

Abantu abaninzi banomsindo malunga naloo nto, kodwa ukuba wena ngokwakho uyazi ukuba ungumntu owonakalisayo, awukwazi ukwenza ngaphandle kwayo. Vumelana, udla ukucinga ukuba awuzange uthenge nto, kodwa akukho mali eseleyo. Yingakho kufuneka uhlale uyazi ukuba uchitha imali yakho. Zama ukubhala yonke into oyihlawulayo, kunye namaxabiso. Inyani kukuba ololuhlu luyakunceda ukuba uhlalutye iindleko zakho. Ngokuqhelekileyo sichitha imali ngokungahambiyo. Ngokomzekelo, siya kwivenkile kwaye sithenga ipakethe encinane ye-mayonnaise, ngenxa yokuba sinako imali. Kodwa iintsuku ezimbini emva koko, siphinde siye esitolo kwaye senze ukuthenga okufanayo. Ekugqibeleni, ukuchitha imali ngale ndlela, umntu uyaphinda ahlawule, kodwa unengcamango yokuba uyahlula. Ingxelo yezemali inokukunceda uhlalutye ngokupheleleyo iindleko zakho kwaye unqume kwiimeko apho sichitha imali ngokungalunganga. Le nkqubo ihlala inefuthe elihle kakhulu ekuzinzeni imali. Ekuqaleni, yinyaniso, kunzima ukuqheleka, kodwa ukuba uqobo uzenze ukubhala, ngoko ekugqibeleni uza kugcina irekhodi lakho.

Ukuhlawula imali

Ngokusoloko kubonakala ukuba xa uthengela kwiincinci ezincinci, kuya kuba noqoqosho oluninzi. Enyanisweni, oku kuphosakeleyo. Ukukhohlisa kwengqondo kusebenza: sifuna into esingenayo. Ngokomzekelo, ukuba kukho intonga yesobhoji esiqandisini, oko akunjalo. Kodwa xa sivula umnyango, sibona encinci, umnqweno wokutya uyanda ngamawaka. Yingakho ungalokothi ugcine imali njengale. Ukuba uya evenkile yokutya, ke uthenge ukutya kuphela. Ngokuqhelekileyo sicinga ukuba: Ndiza kuthengwa encinci, ukuze ndibe nento enye. Ekugqibeleni, akwanele nantoni na. Ngoko kungcono ukuthenga into ephuma kuzo zonke izinto eziyimfuneko kunokuzama ukugcina imali, ukuthatha izinto ezincinci imihla ngemihla. Ndikholelwe, ukuthenga intonga ye-sausage eqhelekileyo, ii-liters ezimbini ze-mayonnaise, iikhigram ezilishumi zeetatate njalonjalo, kuya kuba noqoqosho oluninzi kunokuba uzame ukufumana ipakiti yeepounds ezimbini kunye neetatata eziyishumi ngeveki. Ngenxa yoko, kuya kufuneka uye kwivenkile vysravno kwaye uhlawule ngaphezulu, endaweni yexesha elifanayo ukuhlawulela yonke into oyifunayo. Khumbula ukuba ngokwemali, ipakethe enkulu iya kuhlala iphantsi komqulu ofanayo, kodwa kwisitya esincinci. Musa ukoyika umehluko kumanani phakathi kwekhulu kunye ncinane.

Iintlobo zokutya

Okumangalisayo kukuba, oku kukuvakala kokuqala, kodwa kukungafani kokutya okunokukunceda ukukusindisa imali. Inyaniso kukuba uyadla ngokufanayo, ngomhla we-patch, xa kubonakala kuwe ukuba kukho imali eninzi kwimingxube, kukho umnqweno wokutya konke into enentliziyo yakho. Lo mkhweno usiqhubela kwiindawo zokutyela, usenza ukuba silungise ukutya okugqithisayo kunye nokubiza. Ekugqibeleni, ngelinye ilanga sidla loo mali, apho sinokuyidla khona iiveki ezimbini. Ngoko ke, soloko uzama ukuzithoba ngento enonandi kwaye iluncedo. Makuye kwifriji kuya kuba njenge-sausage, ngoko igama. Ukususela ngamaxesha, vumela ukuba uthenge "i-yummy", enokukukholisa kunye nokuvuyisa. Ukuba uvumelekile ukutya okuhlwayileyo kunye neentlobo ezahlukeneyo, kwanahlulo ezincinci, ngoko ngomhla wemivuzo yakho awuyi kuhendwa ukuba udle konke ukutya okubi kakhulu nokutya. Ukongeza, soloko uzama ukuthenga ukutya okusemgangathweni. Ukuba uthengela i-sausages esincinci, ngokokuqala, awuyi kuyaneliseka, kwaye okwesibini, uya kuba yinto engathandekiyo.

Proposition

Ukuba unemali eyongezelelweyo, ungazami ukuyisebenzisa ngokukhawuleza. Khumbula ukuba iimvakalelo, njengokuba ngoku unemali eninzi, zikhokelela ekubeni ziphindwe kathathu. Ngokuqinisekileyo, wonke umntu uneminqweno enu ofuna ukuyifaka ngayo, kodwa akukho mali eyaneleyo. Yingakho, ngelixa xa imali eyongezelelweyo ibonakala ezandleni, kufuneka uyeke kwaye ucinge ngento oyifunayo nantoni na. Ukuba awuyi kunika umnqweno ngomzuzu wokuqala ukuwuchitha, uze ufike ekhaya kwaye uhlalutye imeko, uya kukwazi ukuqonda ukuba isiqingatha sokuthengwa kwakho ofuna ukuzenza akufuneki ngokupheleleyo. Kwaye esikhundleni sokutshatyalalisa le mali, unokuzibuyisela into into efanelekileyo. Ngokuqhelekileyo, khumbula ukuba kufuneka ulinde imali. Kwaye banako ukuba "imali eyongezelelweyo", ukufumana oko kwamangaliswa kuwe. Ewe, unokucinga ukuba le mali iyimfuneko kuwe. Kodwa cinga ngokucwangcisekileyo, awuzange ubalekele kuloo mali, ngoko uceba ukufikelela kunye nemali owawufanele uyenze. Ngako oko, ukuvakalelwa kukuba ngoku kunqwenela ukuba uyinyani. Ngoko akakwazi ukuqhubeka malunga nalo. Ukuphila ukuze ubomi buwanele kuphela xa ufunda ukungaqhubeki ngokuphathelele kwiminqweno yabo. Ngoko ke, zama ukuhlehlisa nayiphi na ipenki eyongezelelweyo.