Sonke siphila kwimvuzo ukuya emivuzo. Sidla imali eninzi yokwenza inkunkuma engadingekanga. Kwaye bambalwa abantu bacinga ngelokuba ukuba ufunda indlela yokwabiwa kakuhle kweendleko zakho, unokugcina imali eninzi.
Asinakubizela ukuhaha ngokuqhelekileyo, kuba ukulondoloza akukuthinteli kuyo yonke into. Kodwa unokwenza amanqaku ambalwa anokukunceda uqonde indlela yokufunda ngokufanelekileyo ukugcina uhlahlo lwabiwo-mali.
Ngaba ufumene umvuzo? Yimangalisa! Kodwa musa ukukhawuleza kwivenkile, uphathe yonke imali ekhaya. Kwaye ekhaya, usenokwenza uludwe lweendleko ezifunekayo, qi kelela ukuba uza kuthatha imali. Ukucaca, kungcono ukudweba itafile, eya kuthatha ingqalelo zonke iindleko zakho eziyimfuneko.
Musa ukuthwala imali eninzi nawe. Kungenxa yokuba kanye kwesikhwama sakho se-zashvetash ezithandwayo, ukhawuleza ufune ukuzilahla. Kwakhona kukho iimeko ezingalindelekanga apho ufuna ukuchitha imali. Ngokomzekelo, udibana nomhlobo omdala ongazibonanga ixesha elide. Musa ukukhawuleza ukuba "uhlale kwindawo ethile", uphinde uthumele intlanganiso, uyicwangcise, kwaye uza kuchitha ixesha elingaphantsi.
Okokuqala, ungafunda ukugcina ukutya. Thenga zonke iimveliso eziyimfuneko kanye ngeveki, kwaye yonke imihla, uthenge isonka, ubisi nezinye izinto ezincinci. Yiya kwisitoreli kuphela kwisisu esipheleleyo, ngaphandle koko uya kufuna ukuthenga yonke into esekwi-counter. Ngaphambi kokuba uye kwiindawo zokutya, yenza uludwe uze ululandele ngqo. Kwakhona, xa uqulunqa uludwe, ungabhala imenyu yentsapho yakho ngeveki ezayo. Oku kuya kukunceda ukuba unqume ukuba yiyiphi imveliso ofuna ukuyithenga. Lungiselela ekhaya, ngokukhethekileyo iimveliso zendalo, kunye nemveliso engaphelelanga, edla ngokubaluleka. I-cutlets efanayo enokuyenza yenyama enqabileyo kwaye iqhwa, kwaye emva koko uyisebenzise. Ukunciphisa ukutya okulula okulula. Oku akuyona nje inobungozi, kodwa nakubonakali kakhulu: bala ukuba uninzi kangakanani imali enamasile, ushokoleta kunye nekiki, i-patties kwisitalato. Kodwa ngaphandle kwakho konke, unako ukwenza ngaphandle.
Imingxuma ebalulekileyo kubhajethi yentsapho iveliswe ekuthengweni kweempahla ezingacatshangwanga. Kanye nje ngeemveliso, kufuneka ucacise malunga nantoni na into ofuna ukuyithenga. Ngaphandle koko, unomngcipheko wokuzisola ukuthenga kwakho, kuba awuyi kufaneleka kuyo nayiphi na impahla yengubo yakho yokugqoka. Ukuba awufuni ukuphandle imfashini, kodwa gcina isitayela sakho, izitolo zentengiso ziphelele kuwe. Bathengisa izinto ezazikude kwimoya yonyaka odlulileyo, kodwa ziya kuba zifanelekileyo ngoku ngoku. Ngalokhu ungagcina ufike kuma-50% wexabiso. Khangela kwindawo yakho yokugcina izitishi ezithathwayo, kukho izinto ezincinci kakhulu. Yaye ungayikhohlwa ngamakhadi okuphuhlisa, unganqikazi ukutshintsha nabahlobo bakho.
Ungazihlanganisi nayiphi na amatyala amatyala. Ngaphandle koko, uya kuthuka ngendlela ama-akhawunti akho aya kukhula ngayo ngokukhawuleza. Amamitha amanzi ashushu kunye namanzi abandayo aya kunciphisa kakhulu indleko zokubonelela ngeenkonzo, kunye nokungahoyi umitha wamanani ombane. Ukukhanyisa, i-light bulbs light bulbs zifanelekile, zigcina inani elininzi lokukhanya kweendleko.
Unokunciphisa utyalo-mali kwiinkonzo zonxibelelwano. Cinga kwakhona iirhafu zakho kwifowuni yeselula, mhlawumbi, zikhethele enye into eyongeziweyo. Kwaye nge-Skype kwaye ungatsho nto, apha ungathetha ngokukhawuleza njengoko ufuna.
Ukuthenga okukhulu, umzekelo, izinto zokusebenza zasekhaya kunye nefenitshala, cwangcise kwangaphambili kunye nenyanga nganye zenze inani elithile ngokuthenga kwabo. Xa unemali eyaneleyo into ebiza, ungayithenga ngaphandle kwingozi kwintsapho yakho. Kwaye kuya kuba uvuyo olungakumbi, kunokuba uwathatha ngetyala! Ngeeholide zasehlobo, kwakhona, kufuneka ugcine imali kwiinyanga ezimbalwa ngaphambi kokuba uqale.
Akukho mali eyongezelelweyo. Ukuba emva kokucwangcisa iindleko zenyanga, ungashiywanga ngemali, musa ukuzisebenzisela ukuchitha kuzo naziphi na izinto ezingenasidingo, kodwa kunokuba uzibeke ebhankini, mhlawumbi kwixesha elizayo uzakuthenga ukuthenga kwakho, kodwa waqiniseka , ukuba ayifumaneki.
Ezi ngcebiso ziya kuba luncedo kuyo yonke intsapho, ngakumbi ngamaxesha enzima. Musa ukuwahoxisa, kwaye uya kubona ukuba iindleko zakho ziya kuncitshiswa kakhulu, kwaye intsapho yakho iya kukhula. Inhlanhla kuwe!