Ukukhetha i-wallet efanelekileyo ngumsebenzi onzima kakhulu. Emva koko, akusiyo nje inzuzo eyenza umsebenzi wokugcina imali kwaye ibonisa isimo somntu, ubukho bentetho kunye nesimo sengqondo, kunye nesimo sakhe semali. Le ngenye yezinto esizisebenzisayo imihla ngemihla, ngoko ukuthenga isikhwama kufuneka kuthethwe ngqalelo ekhethekileyo.
Uhlobo kunye nesitayela
Ngokuqinisekileyo, wonke umntu uzithengela loo ngxowa, eya kuba yinto ekhululekile kakhulu kuye. Omnye ukhetha ixesha elide, ekhumbuza i-clutch, kodwa umntu unika ithuba lokufutshane, ukulandelela kwisiqingatha. Abanye banamathele iklasi eliqinileyo, abanye bakhetha isitala esitsha esilula.
Imbono yethu inikwe ukhetho olukhulu lweenguqu ezihlukeneyo kwaye sifanele siqinisekise ukuma nokuma kwesikhwama sexesha elizayo. Iintlobo eziqhelekileyo zeengxowa zezi:
isikhwama ngamasebe ngemali, iimali zemali kunye neebhanki, kunye neefowuni ezimbini
isikhwama esenziwe ngefom yefowuni kunye neepokethi zamakhadi zekredithi kunye neklip ekhethekileyo yamaphepha eebhanki zamaphepha
isikhwama apho ungayifaka imali ngexesha elifanayo ngaphandle kokuguqa
isikhwama esinokuhlukana kwamanani eebhanki, amakhadi kunye neengxowa-mali
Xa ukhetha isikhwama, akudingeki ukuba ugxininise indlela osebenzisa ngayo isitya, imali okanye amakhadi enkokhelo kwaye unokukhetha kalula i-wallet efanele.
Izinto
Mhlawumbi, into ebaluleke kakhulu, yintoni ekumele ihlawulwe ngayo xa kuthengwa isikhwama, kwimiba yayo, evela kuyo. Kwaye kulungele ukugqamisa ezine iintlobo zezixhobo ezisetyenziselwa ukuveliswa kweebhokhwe zamabhinqa namadoda.
Isikhumba somsebenzi
Izinto ezinjalo zifana neyesikhumba sokwemvelo kwisakhiwo sayo. Kodwa ngokungafaniyo, isikhumba senziwe ngandlela-thile ngaphantsi kweendlela ezifanelekileyo kunye nokuthembeka kokusetyenziswa. Iipaki ezinjalo zikhawuleza zilahleke imbonakalo yazo, izikram zonakale, iingqungquthela kunye neengxowa zihlanjululwa, kubonakala kubonakala kunye nezinye izimazi. Kodwa nangona kunjalo nakwiiplanga ezinjalo zikhona i-pluses, umzekelo umlinganiselo. Izilwanyana ezenziwa ngesikhumba sokufakelwa zizinto ezincinci kunezikhonkwane zesikhumba. Ngoko ke, ukuba awulungele ukuchitha isamba esikhulu ekuthengeni kweso sixhobo, kodwa ngaphandle kwesikhwama ongenakukwazi ukwenza, i-toco yokwenza isikhumba iya kuba yinto efanelekileyo.
Eco isikhumba
Njengoko abavelisi ngokwabo babonisa, i-eco-lesikhumba yesikhumba se-symbiotic kunye nesikhokelo. Ukuthintela, loo nto ifumaneka ngokufudumele, kodwa isenziwa ngokubambiseneyo. Ekuboneni kokuqala, i-eco-lesikhumba ingadideka ngokwemvelo, kodwa ngoviwo olunzulu, unokwazi ngokukhawuleza ukuba loo nto ifumanekile. Kodwa ukusuka kwindawo yokujonga ukuthembeka kunye nokusebenza, loo nto ifumaneke ukuba ibe nempembelelo engummiselo kunesikhumba somsebenzi. Esi sikhwama singaphelela kwiminyaka emithathu. Kwaye nangenxa yentengo, loo makhonkco ayancipheko ngakumbi, ngokuqinisekileyo oku kunye nayo.
Izitya
Okokuqala kwaye kubaluleke kakhulu, kubalulekile ukuba uqaphele ukuba iipoklethi azihlali ixesha elide. Bakhawuleza balahlekelwa imbonakalo yabo, bangcolile, kwaye banokungabikho kwemonakalo eyahlukeneyo. Kwakhona, ngokungafani ne-otic kunye ne-eco-lesikhumba, iingubo zangasese ziyakwazi ukutshatyalaliswa, ngoko ke, ngaphambi kokuthenga iifowuni ezinjalo, kuyimfuneko ukukhangela abadayisi, baneempazamo ezikhethekileyo okanye iingubo ezinqabileyo zamanzi, ezingavumeli ukuba umswakama ungene ngaphakathi kwesikhwama. Ngaphandle kokuphatha ngokucophelela loo mveliso, ayiyi kuhlala iinyanga ezintandathu.
Isiko lesikhumba
Kakade, iipokethi ezenziwe ngesikhumba sonyango azikho kukhuphiswano olupheleleyo. Bahlala bekhululekile kakhulu, banomdla wokusebenzisa, ukuhlala isikhathi eside, nokusebenza kunye nokugcina ukubukeka kwabo kwangaphambili ixesha elide, kwaye akufuneki ukuba bazinakekele. Kodwa ke kubalulekile ukuba sicinge ukuba ukukhethwa kwesikhwama semvulo yemvelo kufuneka kuthethwe ngokukodwa. Ukususela ngeli xesha lethu, iimveliso zenziwe, zihlanjwe ngabangenazo iingcali kwiindawo ezingenakuxhotyiswa okanye zenziwe ngesikhumba esiphantsi kwekhwalithi. Ngoko ke, kungekhona nje ukubonakala, kodwa umgangatho uphethwe yilo.
Okokuqala kubalulekile ukukhumbula ukuba ikhredithi, ithengwe kwiimakethe zembatho eziqhelekileyo ngaphandle kokupakisha kunye nokungahambi komgangatho, kodwa zikhutshwe phantsi kweelayibhile eyaziwayo, umzekelo, uGucci, uDolce Gabbana, Versace okanye uPrada, i-100% inkohliso. Kwaye njengoko wonke umntu uyazi, akukho mkohliso ngumkhiqizo onobulunga, ngoko kungcono ukuthenga iimveliso ezinjalo kwiivenkile ezizodwa.
Ukuthatha i-wallet ngesandla, kubaluleka kumgangatho wesikhumba. Isikhumba sangempela sekhwalithi esemgangathweni kufuneka sisithambile kwaye sifudumele kumgca. Ukongezelela, isikhumba sokwemvelo sifanele sibe sihamba kakuhle, sithandeke kwisakhiwo salo, ngaphandle kwezinto ezidlulayo. Kwakhona, ulusu alufanele lube luncinci.
Esinye isalathisi somgangatho wemveliso kukuhlala kwepeyinti. Ukwenza oku, kuyimfuneko ukubamba ipensela ngamaxesha amaninzi ngengubo ecocekileyo. Ngenxa yoko, i-napkin imele ihlale ihlambulukile, ukuba kukho upende kuyo, ithetha ukuba i-purse yinto esemgangathweni, kwaye isikhumba asizange senziwe ngokuchanekileyo.
Iphuzu lesibini, elifuna ingqalelo ekhethekileyo-ngumgangatho wokwenza umsebenzi. Nantsi kubalulekile ukujonga zonke iifom ezifunekayo ngaphandle kweenduku kwaye zithe cwaka. Kwanelungelo lokujonga ngokugqithiseleyo kwicala. Ukuba kuthe kwintsimbi ehlambulukileyo eyenziweyo, ngokukhawuleza iya kupheka. Ukongezelela, kuyimfuneko ukujonga zonke iiprovets, i-fasteners kunye ne-zippers. Kufuneka bavaliwe kwaye bavulwe.
Kwaye umzuzu wokugqibela, oku kukupakisha kwenkampani, ukufumaneka kwekhuphoni yewaranti kunye nesitifiketi somgangatho. Ukuba loo datha ayifumanekanga, ngoko kukufanelekile ukucinga ngokuqinisekileyo kwemveliso kwaye kukulungele ukugatya olo hlobo lokuthenga.
Unokukunceda njani isikhwama sokutsala imali?
Kukholelwa ukuba isikhwama esingenalutho sibi, ngoko kungcono ukuba ungashiyi nto ingenanto.Uku kukwanela ukushiya ubuncinane inqaku elincinci okanye uhlamvu lwemali kuyo.Unakho ukunika isikhwama esingenanto, kodwa kungcono ukunika i-ruble ezili-10 ngaphambi kokuba unike isipho.
Xa uthenge ikhwama, kufuneka uvuselele ngokukhawuleza, ukuze kube nemali. Ukwenza oku kusuka ngosuku lokuqala, faka icawa encinane kuyo kwaye ugcine kuyo yonke ixesha.
Ezinye iintlobo zezityalo zinempahla engavamile, indlela yokutsala kunye nokugcina izinto ngaphakathi kwamandla kunye neemali. Ezi zityalo ziquka intsimbi, ingcambu ye-horseradish kunye ne-acorns. Ngoko ke, kwelinye leofisi zeekhredithi ungafaka ingcambu yeengcambu okanye isebe ukuze amandla abo akwazile.
Kwi-wallet, eqinisweni, ngaphezu kweemali, unako ukugcina amakhadi eklabhu, amakhadi enkredithi kunye namakhadi okuphuhlisa. Kwaye kungcono ukuba ungagcini iifoto zabemi besizwe, ekubeni iifoto azivumeli ukuhamba kwemali yokuhamba kwamandla, kodwa zizithathele zona. Ngako oko, abantu ababoniswe kwiifoto bangase baqale ukubonakalisa iimpawu ezintle ezifana nokuqhaqhafaza nokuxakraza.
Nsuku zonke, unokuchitha uhlobo oluthile lwesithethe. Yenza imali ngaphandle kwesikhwama sakho, ubeke ukuma kwayo, ulungele zonke iimbombo, kwaye ngokubanzi ufake i-wallet yakho. Kodwa okokuqala kuyimfuneko ukuziphindaphinda ezinye zezicwangciso. Umzekelo: Dengiobozhajte; Imali idonsela kum; Ukuchuma kwam kwanda kwimihla ngemihla kuphucula.
Emva kokugqiba zonke iingcebiso kunye neengcebiso, i-wallet yakho ayiyi kuba yinto efunwayo kuphela, kodwa iya kuhlala ipheleleyo.