Kukho ukugqithisa okuchaseneyo-abantu abajonga ingcebo yabo kuphela, kwaye ngolu hlobo balinganisa omnye umntu kunye nobomi babo. Indlela yokufundisa umntwana ukuba aqonde imali? Awukwazi ukukhulisa umntwana ngokuhaha, kwaye angayonakalisi ngemali, ukuze asebenzise kakuhle imali.
Umntwana akayikuxabisa imali, kuba engayazi ukuba yintoni. Akazi ukuba kuthatha phi umgudu wokuthenga iimpahla okanye ithoyizi entsha. Ukuba umntwana akaxelelwa ngolu hlobo, bayamkela, oko bakufumeneyo, abanako. Kwenzeka kwaye xa esemdala, ukholelwa ukuba yimbopheleleko yabantu abadala ukuthenga into ayithandayo nokwenza izipho. Yaye xa abantu abadala benqabela le nto kumntwana, uyamangalisa le nto kwaye akakwazi ukufumana iingxabano ezenziwa ngabantu abadala.
Kuba umntwana kuwumsebenzi onzima ukuzibeka kwindawo yomnye. Kwaye abantu abadala kufuneka bamncede kule nto, bancede ukwazi ixabiso lemali. Umntwana uqala ukuxabisa izinto kuphela xa, ngokufumana kwabo, uya kuchitha inani elithile lamandla. Ngokuqhelekileyo, oku akuthethi ukuba umntwana kufuneka afumane iimfuno zakhe. Kwaye, xa sifundisa umntwana wethu ukuba alwele into ethile, ukwenza imizamo ethile ifikelele kwiminyaka yakhe, ke isimo sengqondo somntwana ngokukhawulelwa kwisipho esikhulileyo sitshintsha kakhulu.
Iingcali zengqondo zibonisa ukuba kunjalo
Umzekelo, umntwana ucela ukuba umthengele ifowuni ephathekayo i-$ 250. Kufuneka uphendule oku: "Ngoku andinako ukukuthenga ifowuni, kodwa masivumelane nawe, ukuba uqedela isigqibo sokuqala sonyaka ngamaqondo angama-9, kwaye awuchithe ngaphezu kweeyure ezingama-2 ngosuku kwikhompyutheni, kwaye uya kuyifumana. Ngemali ye-pocket endikunika yona, uya kuqokelela i-$ 20 kwifowuni. Ukuba uzalisekisa esi sivumelwano, emva kweenyanga ezi-2, okukuNyaka omtsha, ndiya kukunika ifowuni i-$ 250. Ukuba ugqiba isiqingatha seminyaka ngamanqaku amabi, kwaye zonke ezinye iimeko ziyazaliseka, ngoko ndikuthenga ifowuni i-$ 100. Ukuba yonke imimiselo yesivumelwano idibene, kodwa ubuncinane ixesha eli-1 uhlala kwikhompyutha ngaphezu kweeyure ezingama-2, ifowuni yakho yeselula iya kubiza i-$ 150. Ukuba awuqokeleli imali efunyenweyo, uya kufumana i-$ 200. Ukuba akukho nto eyenziwe kwisivumelwano, mhlawumbi, iSanta Claus uza kuzisa into, kwaye kum uya kuba neetangerine kunye neesekese kuphela. " Kubalulekile ukuba uvumelane ngezinto ezinjalo ngokukhawuleza, ukwenzela ukuba kamva imeko enjalo ingaguquki kwi-blackmail okanye ukunyanzeliswa komntwana.
Ukuba umntwana wakho akafuni ukwenza nantoni na, zama ukuguqula umsebenzi wakhe kwisixhobo ukuze aphumeze umphumo onqwenelayo ngoncedo lwakhe. "Awufuni ukuhlamba izitya, kodwa ukuba unceda, imizuzu engama-15 yexesha lokukhulula iya kukhutshwa imihla ngemihla, ndiyakwazi ukuyichitha ukuba ixoxwe kunye namaqabane ebhizinisi. Oku kuya kukwanela ukukhawuleza imali kwaye uthenge iibhothi ezili-$ 165, oye wandibuza ixesha elide. "
Indlela yokwandisa ixabiso kunye nexabiso lemali emehlweni omntwana, ukuba uceba isabelomali yakho yosapho. Ukuba umntwana wakho unako ukubala, balale naye. Ukuba kungenjalo, zifake zibe yimibhobho encinci. Kubalulekile ukuba umntwana akwazi ukubona imali esetyenziswayo ekutya, impahla, izindlu kunye neendleko zezingane. Ukuba emva kokuba imali isasazwa ngamaqela kwaye isicelo somntwana ukuthenga into ethile, akukho mali eseleyo, mnike esinye isisombululo kule nkinga.
Njengoko iingqondo zengqondo zicebisa, xelela umntwana ukuba uya kumnika imali. Kuzo, unokuthenga yonke into ayifunayo (ngaphandle kwezinto ezinjengobhiya, ugwayi). Ekupheleni kweveki, kufuneka asitshele ukuba yintoni imali echithwe ngayo. Mnike ithuba lokukhetha, ukuba akuyiyo yonke imali aya kuyichitha kwi-chips, i-candy kunye ne-chewing gum, ngoko unako ukuphindwa kabini imali eseleyo kuye. Kodwa kunye nesibhambiso sokuba akayi kuchitha nayiphi na imali echasiweyo kuyo nayiphi na into. Ngaloo ndlela, umntwana uya kufunda indlela yokuphatha kakuhle imali kwaye akwazi ukufezekisa iinjongo ezinkulu, ngelixa efunda ukuphika nayiphi na into.
Musa ukudala kwintsapho inkolelo yemali, awudingi ukuthetha rhoqo ngokulondoloza nemali. Umsebenzi wabazali kukufundisa umntwana ukuba ahloniphe, athande kwaye awamxabise. Emva koko, imali iyisithuluzi kuphela, kungekhona injongo. Umntwana uya kuwuxabisa imali kwaye ngoko uyaqonda ukuba into ethile yokufumana, kufuneka usebenze. Lo msebenzi uya kuba lukhulu kakhulu, kuba usebenza kuwe.
Ngokomnini wegunya lokuziqhenqa "uMary Kay", kungakhathaliseki imeko yezemali yentsapho, umntwana kufuneka abe neemfanelo zakhe zeentsapho. Ucebise ukunika izabelo ezicacileyo zomntwana ukwenza umsebenzi othile kunye nomsebenzi okwenziwe ngaphandle kokukhumbuza, ngokugcwele kunye nexesha, wamvuza umntwana ngeenkwenkwezi zegolide, kwaye umsebenzi ombi wamnika obomvu. Ngenxa yomsebenzi awayeza kuwenza emva kokukhumbuza, wanikela inkwenkwezi yesiliva. Ekupheleni kweveki, kuxhomekeke kwinani leenkwenkwezi, wanika abantwana abantwana imali.
UMary Kay wakhulisa abantwana abafanelekileyo kunye kunye naye bakhela ubukumkani bokuzongcola "uMary Kay". Ngombulelo kwindlela yakhe, wayekwazi ukufundisa abantwana bakhe ukuba bafumane umvuzo ngemisebenzi abayigqibeleleyo, ebenxulumene nomgangatho kunye nomsebenzi.
Ukuze ufundise umntwana ukuba aphathe imali ngokuchanekileyo, sebenzisa izi ngcebiso ezingentla, ngoko ebomini, umntwana uya kuhlangabezana neengxaki zemali ezahlukahlukeneyo, kwaye uya kuthatha imali ngothando nangenhlonipho.