Oogogo kunye nootatomkhulu babenomdla kakhulu nge penny yabo, bebazi ixesha lokuboleka, kwaye xa kungenjalo, indlela yokusebenza ngokuhambelana nemasiko yamasiko kuyo nayiphi na imeko enxulumene nemali.
Imiqondiso emininzi asiyi kuyenza ngokuzenzekelayo ngokuzenzekelayo, umzekelo, xa unikezela isikhwama, ungalibali ukubeka imali ukuze wenze imali kuyo. Abantwana abavunyelwe ukuba bakhuphe ikhwelo ekhaya, akuyi kuba nemali. Ukuba isundu esesinxele sithe, sithetha ngemali. Nangona kukho inqaku elithile lomntu ukuba litshintshe itendeni elungileyo - ukufumana imali, ukushiya kwesokunxele.
Kodwa kukho ezinye iimpawu eziphantse zinyamalale ebomini bemihla ngemihla, ookhokho bethu babone kwaye basasazeka kwizizukulwana ngezizukulwana.
Kulunge nini ukunika nokubuyisela ityala?
- Kungcono ukubuyisela imali kusasa. Mbuyisele kusihlwa - imali ayiyi kuphinda igcinwe.
- Ukuba kunjalo kuyimfuneko ukudlulisela imali ngokuhlwa, ngoko ukunikezela kufuneka kubendibe phantsi phantsi (njengokungathi ngengozi), kwaye umfaki kufuneka akhulise.
- Awukwazi ukunika imali ngokuhlwa, kungenjalo abayi kuba sekhaya.
- NgeMvulo ayiniki mboleko.
- Awuyiboleka imali yoNyaka omtsha, ngaphandle koko uza kuba netyala ngonyaka.
- Njalo thabatha imali ngesandla sakho sobunxele, kwaye unike ngakwesokudla.
- Emva kokushona kwelanga, ukutshintsha i-trifle - iinyembezi.
Ukwenza imali
- Xa i-cuckoo yokuqala kufuneka ihlawule imali.
Izipila kufuneka zihlanjwe ngoLwesibili noLwesihlanu.
Ukuba ubona inyanga esanda kuzalwa, gcina kwiingqekembe okanye ngegolide - uza kuba sisityebi.
Musa ukubalisela ingeniso yakho ngokuhlwa - kukubi. Bala intlawulo yakho engcono ekuseni, ngoko ukunyuka kwawo kwenyuka.
Ukutsala inhlanhla yemali, kufaka i-bill bill enkulu, ephantsi kwendlu, phantsi kwephepheni, iintsuku ezintathu ngaphambi kokuthwasa kwenyanga. Yaye xa inyanga iqala ukuhla, kuyimfuneko ukuyikhupha.
Gcina imali ngendlela echanekileyo, qiniseka ukuba ayikho iindleko eziqhutywe.
Ufuna imali ukuba ifike, gcina yonke iphepha lephepha kwi-wallet yakho ebusweni bakho.
Musa ukubala imali kwibhanki ye-piggy - ayiyi kukopishwa.
Ukuze wenze imali engaphezulu, faka iphepha le-aspen kwisikhwama.
Imali ayithandi ukuziqhayisa
Ukuba i-jinx yakho inhlalakahle yemali ilula kakhulu. Ngoko musa ukuziqhayisa ngemali yakho engenayo. Imali ithandwa xa 'ikhala'.
I-Talisman ngemali inhlanhla
Ukwenza imali inhlanhla kwishishini kunye nezorhwebo, zizenzele iziqhamo. Ukuqhuba imingxuma kuyo nayiphi na imali emithathu encinci kwaye usebenzise intambo ebomvu okanye intambo kubo. Njalo ugqoke i-talisman nawe. Ukuze usebenze kakuhle, ngokukhawuleza uthathe ezandleni zakho, hamba ngaphaya kweemali kwaye ungakhohlwa ukucinga ngokuchuma. Ngokuqinisekileyo baya kuba nani.
Impawu zemali malunga nekhaya
- Gweba iisitraphu etafileni ngesandla sakho - zicime ukuchuma.
Ibhotile engenanto engenayo etafileni izithembiso zokunqongophala kwemali.
Kule tafile uhlale phantsi - uhlwempuzekile.
Shiya i-trifle etafileni-iinyembezi.
Akunakwenzeka ukutshabalalisa inkunkuma enobungozi emngceleni - unokukhipha imali engenayo endlwini.
Awukwazi ukuthabatha into encinci ifakwe ngumntu kwi-intersection.
Musa ukuphakamisa imali kusasa ukuba zifunyanwe kwisisu esingenalutho.
Ukuba imali efunyenweyo ilele "ukhozi" phezulu - iya kuzisa inhlanhla, ukuba "umnqamlezo" - ungayiphakamisi.
Iimpawu zokuthengisa kakuhle
Umthengisi ngamnye unempahla yakhe eyonwabileyo, engasayi kuhlamba, mhlawumbi unako "ukuhlamba" inhlanhla yakhe.
Xa usasaza impahla yakho kwiphepha, tshela amagama: "Iimpahla ubuso bam, kwaye mna (mna) ndenze kakuhle."
Emva kokuba umthengi wokuqala achitha imali kwiimpahla, kodwa kuphela ukuba wayeyindoda. Ukuba umthengi wokuqala wayengowesifazane, kungcono ukufihla imali yakhe kude kwaye ungavumeli nabani na ukuba banike. Kungenjalo, inhlanhla kuwe namhlanje ayibonwanga.
Ukuze zonke iimpawu zenzeke, ufuna umoya ocolileyo. Ngoko musa ukukhwelela, ungafisi ububi kwabanye, unike umceli kunye nemali ye-boomerang iya kuhlala ibuyele kuwe.