Iincwadana kunye neendlu ezinezihloko ezikhohlisayo "Indlela yokwenza isigidimi ngeyure" okanye "Indlela yokuyeka ukusebenza kwaye uqale ukukhula" ziyaziwayo njenge "Zizenzele" iimpapasho, imibhalo yezinyango ezahlukeneyo kunye nezikhokelo ekukhetheni ukutya. I-intanethi igcwele iimbali eziyimpumelelo emva kokufunda izikhokelo zemali - zihlekisayo kwaye zibuhlungu: "Ndayeka i-institut, ndaqalisa ipulazi ngeengxowa ezingama-50, ndatshata umtshato, ndavula i-studio ye-TV yami kwidolophana, ngoku ngoku kwimizimbini ezisekufutshane i-TV yami yabonakala, ndiya kuthenga ithelevishini entsha itrektara ". Into ephambili kukuba umntu uyavuya, ubomi bakhe buya phezulu. Olunye udaba - phantse kwiinkalo malunga neRussia entsha: "Ndashiya iphondo, ndafumana umsebenzi kwi-capital, ndafumana ukwanda komvuzo, ndafumana omnye umsebenzi, ndafudukela kwisakhiwo esiphakamileyo esiphakamileyo, ndathenga iikhati ngeedola ezingama-400, ndafumana intombazana enhle, ndatyala imali kwishishini , intloko yayijikeleza, ekugqibeleni yonke into yayilahlekile, kufuneka ihlale eyi-100 yeedola. Ubomi abukho umda ochanekileyo, kodwa i-sinusoid, "umbhali ugqiba ifilosofi. Kubonakala ukuba imisebenzi evela kwimixholo ethi "Yiba ibhiliyaliyali yonyaka" ayinakunceda kakhulu njengencwadi yokufunda, kodwa njengomthombo wokhuthazo, kwaye--nokuba unenhlanhla uza kukwazi ukulahla le "mafutha".
Zonke iincwadi ezinjalo zilungile kuba zisenza sicinge ngendlela esiyifumanayo kwaye siyisebenzise ngayo, indlela esiyakha ngayo ubudlelwane bethu ngemali, yintoni imali esithetha ngayo kuthi. Umhlobo wam, umlimi ophumelelayo wokuvelisa, ngandlela-thile wavuma ukuba wathelela ukubonga izigidi eziyinkulungwane kwincwadi ethi "Cinga kwaye Ukhule Ucebile" yiNapoleon Hill, incwadi yokuqala yokuqala enjalo ebonakala kwiminyaka engama-90. Wayelandela ngokulandelelana imigaqo echazwe yiNtaba, kwaye yavela ukuba yasebenza. Le ncwadi ayifanelekiyo wonke umntu, kwaye kungekhona wonke umntu oza kuba yizigidi emva kokufunda umsebenzi othile. Kodwa uninzi lwabantu abasondelayo ngolu hlobo ngobuchule kwaye baya kuba balungele ukusebenza, okokuqala ngqondweni yonke, ngokuqinisekileyo baya kukwazi ukwandisa imivuzo yabo ubuncinane kabini. Kwaye oku kusele miphumo emihle. Zonke iimpapasho malunga nesixhobo sokuphucula ngokukhawuleza zingahlulwa ngamaqela amaninzi. I-Autobiographies okanye iincwadi ezenziwe ngokusekelwe kwimiba yezobugcisa obuyimpumelelo. Imizekelo: uGeorge Soros "iSoos malunga neSoos"; URichard Branson "Ushishino oluphuhlileyo", "Thatha uze wenze"; "Ukulahlekelwa ubuntombi: i-biography"; UBenjamin Graham "Umtyalo-mali oqikeleleyo"; U-Elena Chirkova "Ifilosofi yokutshala imali kuWarren Buffett."
Iinkcazelo zendlela yokuphila zilungile kuba ziqulethe iinkcukacha zangempela ebomini babantu abathile, kunye neengcamango zabo kule ngxaki. Ngokomzekelo, uGeorge Soros uthetha ngendlela awayezuze ngayo, indlela awayehamba ngayo ngokuphazamiseka kwaye wenza izigqibo kwiimpazamo zakhe. Ukwabelana ngeendlela zakhe zokucinga. Kwaye oku kubaluleke kakhulu. Umzekelo, u-Soros uthi ngelixa edlala kwimarike yemali, ngokuqhelekileyo uhamba kwindawo enye njengabadlali, kodwa ukhangele iiposiso kuzo zonke iingcamango eziqhelekileyo, uyifumana kwaye ngexesha elibalulekileyo lihamba ngokubhekiselele kwimali, kunye nabadlali abaseleyo iwele entlango. Ukuvuma okunjalo kubalulekile ukuba umfundi uqikelele: "Ndiya kwenza njani xa wonke umntu ehamba kwindawo ethile, elandelayo, umzekelo, ukukhangisa okanye ifowuni? Ndigijima nayo wonke umntu? Okanye ngokuchaseneyo, ndimi endaweni ephuma ngaphandle kokubhikisha? Ngokomzekelo, uSoros akayi kubukrokra okanye ukunyaniseka, engathathi hlangothi, ujonga nje apho isihlwele sihamba khona, kwaye siyakonwabela. Elinye icebiso elixabisekileyo elinokufundwa kwiincwadi ze-billionaire kukuphulaphula ngokucophelela, uthembele umzimba wakho kunye nokuziqonda kwakho. Ngokomzekelo, uSoros waphawula ukuba nanini na xa athatha izigqibo zezoshishino, umva wakhe wabuhlungu. Emva kokuba ufunde ukubala i-harbingers yokuqala yeentlungu, ezavela nakwixesha lokumangalisa, ngaleyo ndlela wanciphisa inani lezigqibo ezingalunganga. Uqoqosho-mali kunye nomtyalomali uBenjamin Graham, umbhali wemisebenzi yeklasini ngokutyalomali, unikeza iingcebiso ezibalulekileyo: utyalo kuphela kwizinto owaziyo kakuhle. Ukuba ungumprofeti - kwiimveliso zeekhompyutha, iinkampani zonyango. Abanye abalobi abaninzi babiza wonke umntu ukuba atyale kwi-real estate. Ngaphambi kwenkxwaleko, kubonakala kubonakala kunoma yimuphi umntu ozayo, kwaye kwakungabikho abatsha abaza kuhamba-ngokungafani nabalobi beencwadi, abathi, bezona zintengiselwano zokutshintshiselana, banqumle amakhuphoni ngexesha, baza bahamba.
URichard Branson, umsunguli we-Virgin brand, uyabelana nomgaqo-mpawu wakhe wempumelelo: "Qaphela iphupha lakho!" U-Oleg Khomyak ucinga ukuba le ndlela iyona nto ibonakalayo. Kwiintlobo ezininzi ezinje, ngokukodwa, kwiincwadi zikaDonald Trump, ingcamango iqhubekile ukuba, ngenxa yobutyebi, kubalulekile ukusebenza kanzima kwaye kunzima, ukulahla iminqweno yomntu. Ufuna ukuzityeba kwaye ujabulele ubomi. Ngoko yintoni inqaku lokuzikhanyela iminyaka emininzi yolonwabo nokuzonwabisa ukuze ufumane ubomi obulandelayo? Ukwenqaba okunjalo ngokuqinisekileyo kukhokelela ekukhutsheni, ukugula nokuguga. UBranson weluleka: jolani ngoku, yenza kuphela into oyithandayo, uquke iphupha lakho, kwaye kusemandleni okonwaba kunye nokwaneliseka ngomsebenzi wakho oza kuphumelela. Iinkonzo: akukho zicwangciso kunye nezisombululo ezilungeleyo, kukho ibali malunga neeposiso, ukungathandabuzeki nokukhangela. Eli thuba, ukubonisana namava ngokwamfundi, kunokukhokelela kwizigqibo ezingalindelekanga nezixabisekileyo. Umqhina: akusoloko kubonakala ukuba umlobi unyanisekileyo.
Iincwadi zokuphathwa
Imizekelo: UDonald Trump "Imicabango kwizinga elikhulu kwaye ungagqithanga!", "Indlela yokuba sisityebi", "Cinga nje nge-billionaire"; URobert Kiyosaki "UTata ohluphekileyo, uTata oTyebileyo", "UCash Flow Quadrant". Ukuba umbhali ufumana ngokuthengisa iincwadi malunga nobutyebi, unokusenokukrokrelwa ngokungathembeki. Unomdla wokufumana abantu abaninzi ngangokunokwenzeka kweencwadi zakhe, ngoko ke, bahlala behluphekile. KuRobert Kiyosaki, le nto ibhizinisi elikhulu, ngaphezu kweencwadi ezenzile umdlalo webhodi kwaye yakha inhlangano eyenza ukuqeqesha emhlabeni jikelele. Ngokubanzi, iingcebiso ze-Kiyosaki zikhupha ukutyalo-mali (kwaye zihlala zihlala kwindawo yokuhlala). Oku kungathathwa njengendlela yokuphathwa: utyalo-mali olukhulu kwiindawo eziphathekayo ziphakamisa amaxabiso, okwenziwa ngu-Kiyosaki-mali-mali, kodwa yena, njengoko sele eshilo, ushiya imarike ngexesha, eshiya izigidi zabalandeli bakhe ngeempumlo. U-Donald Trump, iincwadi zindlela yokuqhubela phambili, kuba ungumntu weendaba ohlala efuna "ukukhanya". I-recipe yakhe eyona nto ityalo-mali olufanayo kwi-real estate. Iinkonzo: ingqolowa enengqiqo inokufumaneka apha: umzekelo, i-Kiyosaki isenza sicinge ngendlela esichitha ngayo kunye nokutshala imali. Nangona ukubiza kwakhe "ukutshala imali kuphela kwinto enokwenza inzuzo" akunakwenzeka ukuba umntu onoyolo (cinga ukuba unjani ukuhlala ngonaphakade ezindlwini kwaye uzungeze izinto ezibhekiselwe nje ukuba utyalo-mali, oko kukuthi, yinto yesikhashana ofuna ukuyithengisa kungekudala ngenzuzo!), nangona kunjalo, kukufanelekile ukucinga ngendlela "imali eyongezelelweyo" isetyenziswe ngayo, nokuba ingaba yinto engenakunceda nokuba ingaba inzuzo ekutyala imali. Umqhina: ukuba uyaphatha iincwadi ezinjalo ngokungaqhelekanga, uba yintlanzi yokuxhaphaza kwaye uzive unzima ngexesha elifanayo.
Iincwadi zeengqondo
Imizekelo: I-Napoleon Hill "Cinga kwaye Ukhule Ucebile", u-Antonio Menneghetti "Ingqondo yeNkokheli", "Owesifazane weThathu iMillennium". Iimpapasho ezinjalo zenzelwe ukudala umoya ofanelekileyo ongaphakathi. Imiyalezo yabo eyintloko kukuba: ukuyeka ukufakela kwangaphakathi okufana "Imali ingcolile", "Bonke abatyebi banamaxhoba namasela". Chaza iinjongo ezithile, ziphendule ngokunyanisekileyo umbuzo wento ozimisele ukuyihlawula ukufezekisa le njongo, ukuyila izigaba eziphambili, ubhale phantsi kwidayari, uphinde ubhale ngokuhlwa okanye yonke imihla, njengemantra, njalo njalo. Kukho izinto zokulawula ixesha, kunye nokucamngca, kodwa ngokuyininzi ziincwadi zezifundo zokucinga ezilungileyo. Iziphumo: ugxininiso lobuntu bomfundi. Ababhali banxusa ukuba uziqonde wena, ukuqonda oko ufunayo ngokubomi ebomini. Imali ayiyiyo injongo, eqinisweni, injongo iinjongo ozifunayo, ngoko gxininisa kubo. Umgcini: akukho nanye indlela esondela ngayo ukucinga okulungileyo, abanye bacaphukisa kakhulu.
Iincwadi zokuqeqesha
Enyanisweni, eli liqela "leengqondo", kodwa inkalo ekhethekileyo yezo mpapasho kukuba ziqukethe ukuzivocavoca. Cinga ngephupha lakho - kwaye ubhale malunga nesiqingatha sephepha lesicatshulwa. Chaza injongo - kwaye uchaze ukuba kutheni le nto kanye. Iziphumo: Ukuzilolonga kuhlanganiswe. Umqhina: Cha, ngaphandle kwexesha elichithwe.
Iincwadi kwi-home accounting
Umzekelo: uBodo Schaefer, "Indlela eya Kuzimela Kwezemali". Ngaphandle kwamagama alingayo, eqinisweni, abakwaziyo ukunika iingcebiso malunga nokwandiswa kwengeniso yecala-mali, kodwa gxininisa ekuchithweni - akudingi indlela yokudala, kodwa i-math and power. Ngomabonwakude wase-Amerika, kukho inkqubo enje kwesi sihloko esithi "Supernyani": ingcali yenkxaso-mali yasekhaya ifika kumakhaya aseMerika amangalisa ngemali-mboleko kwaye ifundisa abatshatileyo indlela yokwenza izinto ziphumelele. Ukuphula iindleko kwiindidi (ukutya, iimali-mboleko, izibonelelo, iimpahla, amayeza, ukuzizonwabisa), zisasazeka kwiimvulophu, ungalokothi usebenzise imali kwimvulophu enye kwezinye iimfuno kunye njalo. Yeka ukutshaya, kunye nemali oyifumanayo, uthenge i-bulbs light bulbs, kwaye ulondoloze imali egcinwe kwiibhanki uze uphile ngentshisekelo. Iinkonzo: ezicacileyo. Ukulawula phezu kweendleko azizange zibuhlungu. Umqhina: awuyi kuba nobutyebi, nangona, mhlawumbi, ugweme umxobo wetyala. Ngoko, kukho ezininzi iincwadi, zihluke zonke, ezinye zicaca kude neemeko zethu.
Ungakhetha njani onokukunceda?
Funda ubuncinane enye yentla ngasentla kwicandelo ngalinye (akufuneki ukuthenga, amanqaku amaninzi kulolu hlobo sele evezwe kwi-intanethi ixesha elide, kunye nokurekhodwa kwevidiyo yeengxoxo zabalobi babo). Mamela umxholo owenziwe nguwe uqobo. Ukucaphukisa, ukuthukuthela, kubonakala kungenanto-ke ke, kungeyakho. Unyanzelekile ukubonakalisa, uye wabangela umdla, umnqweno wokuphikisana nombhali? Ku lungile. Omnye usondele kwimbono kaTrump: "Ukuze ube sisityebi, kufuneka ulima kwaye ulondoloze." Omnye ukhetha kwisibheno sikaBranson: "Qaphela iphupha lakho, uze uzuze." Ukuba isiluleko sombhali sihleli nomphefumlo wakho, ukuba uvakalelwa ukuba uzimisele ukuchitha ixesha kunye namandla okusebenza ngokucwangcisa esi sicwangciso, ke le yincwadi yakho. Kodwa kubalulekile ukuba ukhumbule ukuba izixhobo ezingekho kwiincwadi, kodwa kuwe. Kuphela ukuba iingcamango zombhali zixhomekeke kwiingcamango neemvakalelo zakho, unokufumana umphumo.