Ungaqala njani ukwenza imali kwaye uqalise ishishini lakho


Ngokweengxoxo, ama-60% aseRashiya acinga ngokuqalisa ishishini lawo. Kodwa kuphela i-15% yabantu abazama ukuyenza. Zininzi iingxaki ezahlukeneyo zilindele ukucebisa nenkululeko. Ungaqala njani ukwenza imali kwaye uvule ishishini lakho ngokuchanekileyo? Sifunda kunye.

Iprojekthi nganye.

Cinga ukuba sele usenayo ingcamango kwishishini lakho. Ewe, oku kuninzi kuninzi, ukufaka iingcamango zomnye umntu. Nangona kunjalo, iminyaka emininzi ingadlulela kwi-design yokuqala ukuphunyezwa kwayo kwintsebenzo yenkampani ethile. Ulungele oku? Xa ulungiselela ukuqala ishishini, qwa lasela yonke ingozi. Musa ukuwahoywa iingcebiso zabantu abanolwazi. Kungcono ukuhlawula iinkonzo zokubonisana kuqala, kunokubuyisela ilahleko.

Isicwangciso kukuba wonke umntu abe nentloko.

Ngaphambi kokuba uqalise uhambo lwamahala olwandle olusesikhundleni samashishini abucala, kufuneka ufumane oko "kubamba" uceba ukuqokelela, ukuba uza kuzikhusela njani kwiziphepho kunye nento oya kuyenza ngayo ngoku. Ngamanye amagama, isicwangciso soshishino siyadingeka - inkcazelo ebanzi yomsebenzi ohlongozwayo kunye nenjongo yayo. Nangona indlela yokwamkelwa ngokubanzi yokubhala loo maxwebhu ayikho, icebo leshishini kufuneka libe neenkcukacha ezilandelayo:

Inkcazo yemveliso okanye iinkonzo apho ishishini lakho liza kunika abathengi;

iimarike kunye namathuba ayo;

Inkqubo jikelele yolawulo lweprojekthi;

Inkcazo ecacileyo yeendleko kunye nezicwangciso zemali;

ingozi kunye nokukhuselwa kwabo.

Amaxwebhu akho.

Kucacisa ngokucacileyo iinjongo kunye neendlela zokuzifezekisa, unako ukwazisa onke amaqela anomdla - abatyalo-mali, abathengi abanakho kwaye, ngokwenene, ubukho bakho. Oko kukuthi, kubalulekile ukufakela ukubhaliswa kweshishini.

Okokuqala, kufuneka wenze isigqibo malunga nefom yefomathi: ngaba uya kubhalisa njengomntu ngamnye okanye njengeziko elisemthethweni. Ngakolunye uhlangothi, kulula kakhulu ukuba ngumrhwebi. Awudingi ukwenza amaphepha amaninzi akhethekileyo okanye izakhono zengxelo ezizodwa, kuphela uhlobo lokunika ingxelo yerhafu yentlawulo. Ngakolunye uhlangothi, ukuba izinto zingaphumeleli ngempumelelo, njengoko zicwangcisiweyo, uya kuba noxanduva lokuchasana nazo zonke iimpahla zakho. Ukudalwa kwequmrhu elisemthethweni (umzekelo, inkampani ejongene nemfanelo) ingabandakanyi umngcipheko onjalo-xa kwenzeka iingxaki, umbutho uphathwe uxanduva lwalo kuphela kwipropati yalo (i-fund statutory fund). Ngexesha elifanayo, inani elincinci leengxowa-mali ezisemthethweni li-ruble ezili-10 kuphela.

Amanyathelo abalulekileyo ekudalweni nasekubhalweni kwequmrhu lomthetho kukuba:

ukulungiselela iipokethi zamaphepha afanelekileyo kunye nokudluliselwa kwayo kwerhafu yokubhalisa;

ukufumana isatifikethi sokubhalisa;

wokushicilela; bhaliso kwiimali ezahlukileyo;

Ukubhaliswa kwelayisenisi xa kunesidingo (uludwe lweentlobo ezilayisenisiweyo zomsebenzi lunokufumaneka kuMthetho "Ngelayisenisi yeentlobo ezithile zemisebenzi").

Emva kokufumana isatifiketi sokubhalisa, umthetho unyanzela ukuba iqumrhu lomthetho livule i-akhawunti yokuhlawula ibhanki. Ukufikelela ekukhethweni kwebhanki ngokufanelekileyo - kwaye ngokuzayo uza kuphelisa ukungaqondani kunye nokuphazamiseka okuphazamisayo njengokuba ixesha elincinci lokufumana, ukuhlawulwa kwexesha elide okanye isidingo sokutshintshiselana kwamaphepha ephepha.

Ndingafumana phi imali?

Imbali iyayazi imizekelo xa iinkampani eziphumelelayo zikhulile kwiimali-mali ezithobekileyo. Nangona kunjalo, umthetho oqhelekileyo kukuba i-capital initial iyimfuneko. Ngoko ke, lungela ukuba uya kufuna imali phambi kokuba ishishini lakho liqale ukuzisa nayiphi na inzuzo.

Iindleko zokuqala ozenzayo nangona ubhalisa inkampani. Emva koko, kuya kubakho ukulungiselela indawo yokusebenzela, oko kukuthi, ukurenta iofisi. Ukuba uya kuvelisa into ethile, qwa lasela kwiindleko zokuqala ukuthengwa kwezixhobo kunye nezinto ezibonakalayo. Kwakhona, asifanele sikhohlwe ngemali yabasebenzi abaqeshiweyo, ukufumana isisombululo esincinci sezinto zokusebenza, kunye neendleko zentengiso.

Kukho iindlela ezininzi zokufumana imali yoshishino. Ukuba i-field of future achievements yayazi kakuhle, amathuba akho okufumana utyalomali-ntengiso-ntlawulo-ntathu. Amabhanki njengomthombo wezemali unokuqwalaselwa kuphela ngamashishini aselekho irekhodi lomsebenzi ophumelelayo (ubuncinane omnye unyaka). Nangona kunjalo, akukho nto inokukuthintela ukuba ungaqhagamshelani nayiphi na ibhanki enkulu kunye nesicelo somboleko kwishishini elitsha. Sekunjalo, ukuqala kwemali yoshishini elincinci kumaxesha amaninzi kusinikwa ngumnini okanye abaqulunqi-nziswano. Ukugcinwa kwakho, kwakunye nemali yezihlobo kunye nabahlobo bakholelwa kwisicwangciso sakho, imithombo encinci yengozi.

Ukuvula ibhizinisi lakho akufunanga nje iingcamango ezintle, kodwa nomonde xa zenziwe. Inkampani encinci iyingozi kakhulu kwiminyaka yokuqala yokuba khona kwayo. Kodwa umsebenzi onzima, kunye nokuzimela ngokuzimeleyo, ukukhangela izixazululo ezifanelekileyo kuyo yonke into ukusuka kubunkokheli ukuya ekuxhaseni ngemali, ekugqibeleni uza kufaka iziphumo ezifunwayo. Kwaye, ekugqibeleni, qala ukufumana imali kwaye uvule ishishini lakho.

Igama lomnye umntu lilungelelanisa.

Ngokuqhelekileyo, iinkampani ezinkulu eziye zathola igama phakathi kwabaxhasi babo zikulungele "ukwabelana" kwishishini labo, iteknoloji, ilayisenisi, ukwazi, uphawu lwezorhwebo ngeenkampani ezincinci okanye oosomashishini ngabanye. Le ndlela yokukhula ibizwa ngokuba yi-franchising.

"Omkhulu uMzalwana" akagcini nje unike iqabane lakhe ukuba lisebenzise igama layo, kodwa nayo yonke indlela incedisa - zombini kwintlangano yezoshishino kunye nophuhliso lwayo. Ubudlelwane obuzinzile nabathengi nabathengisi, ukuthengiswa okunamandla kunye nenkxaso yentengiso, iindlela zokuqinisekisa kunye nokuphathwa ngeendlela ezininzi zinciphisa ingozi apho amaqumrhu adalwe khona. Ngokwemvelo, ezinjalo iinkonzo azinikezelwa mahhala, kodwa ipesenti yeenzuzo (ngelishwa, ayikho encinci).

Ingakanani ibhizinisi.

I-ice cream parlor - ii-20-25 zeedola. Ixesha lokubuyisela - iminyaka engama-2-3;

I-salon yobuhle - i-dollar eyi-10-13 lamawaka. Ukuhlawula - iminyaka emi-3-5;

Ivenkile yezinto zesikhumba - i-30-35 zeedola. Ixesha lokubuyisela - iminyaka engama-2-3;

Isitoreji se-Intanethi yezinto eziphathekayo kubantwana - i-15-30 yeedola. Ukuhlawula - 1 unyaka