Indlela yokuqhawula umtshato xa kukho umntwana?

Ngelishwa, akubona zonke izibini ezitshatileyo ezikwazi ukuhamba kuzo zonke izinto. Abaninzi babo ekugqibeleni bayaqonda ukuba abadalwanga omnye nomnye baze batyelele ukuqhawula umtshato. Le nkqubo ingeyona into emnandi ihlala ilukhuni nezinye izinto ezininzi: ubukho babantwana, i-real estate, i-mortgages, njl. Namhlanje uya kufunda ukuqhawula umtshato xa kukho umntwana okanye imali.

Indlela yokuqhawula umtshato xa kukho imali?

Ngokomthetho weRussia Federation, ipropati efunyenwe ngumtshato iyindawo eqhelekileyo. Xa umtshato uqeshwe, ipropati kufuneka ihlulwe ngesiqingatha, ngokungabikho kweminye imimiselo kwisivumelwano somtshato. Nangona kunjalo, i-real estate ethengwe kwi-mortgage ayinakuthathwa njengempahla yomntu womtshato kwaze kube ityala lihlawulwa ngokupheleleyo kwibhanki. Umsebenzi kukuqinisekisa ukuba ngubani oza kuhlawula umboleko kunye nendlela.

Ngokwesivumelwano esenziwe ebhanki, abafazi ababolekayo banyanzelekile ukuba banike ingxelo ngeenguqu ezibalulekileyo: utshintsho lomsebenzi, ukufuduswa, isimo somtshato, njl. Kubalulekile ukuphawula ukuba akunakwenzeka ukuba ibhanki iya kuvuma ukwahlula ityala phakathi kwabatshatileyo kwaye ihlawule njengabantu abangaziwa.

Eyona ndlela ingcono kukuhlawula ngokutsha kwetyala le-estate. Emva kokuhlawula, indlu okanye indlu ingathengiswa ize ihlukaniswe ngemali. Ukuba olu khetho alufanelekanga, mhlawumbi ibhanki iya kuvumela ukubonisa indawo yokuhlala ethengiswayo. Emva kokuthengiselana, imali kufuneka ihlulwe ihafu. Ngokuqhelekileyo, iibhanki ziyavuma iziphakamiso ezinjalo.

Uhlobo oluthile lokubhaliswa kwakhona kwemali yokubolekwa kwemali yomntu omnye womtshato, kunokwenzeka ukuba, ukuba inani lemali engenayo yenyanga livumela. Intlawulo eqhubekayo yenziwa ngendlela eqhelekileyo. Ngelo xesha, iqabane lesibini linamalungelo okuthengisa umhlaba, kungakhathaliseki ukuba ayifaki kwakhona. Kakade ke, xa uqhawula umtshato, loo nto ingavumi ukuvuma.

Indlela yokuqhawula umtshato xa kukho umntwana?

Ngokomthetho, ukuba kukho abantwana emtshatweni, ukuqhawula umtshato kwiofisi yeRejista ayisebenzi, kufuneka uxolele. Ukuba ngaba abatshatileyo bayavumelana ngokuthula malunga nokuba ngubani oya kuhlala naye, koko kuyimfuneko ukufaka isicelo ngesitatimende kumantyi kwindawo yokuhlala. Xa ukungavumelani, malunga nokuqhawula umtshato, bathunyelwa kwinkundla yendawo yokulawula.

Ngokufanayo, kunye nenkqubo yomtshato, ukwahlukanisa inika inkundla inyanga ukucinga, emva koko intlanganiso iqeshwe.

Ukuba ngaba abatshatileyo baxazululwe ngokuxhomekeke kwimibandela yentsapho-malunga nepropathi nomntwana, ngoko kwiseshoni yokuqala yenkundla umtshato uphuhliswa ngaphandle kweengxaki.

Ukuba abafazi abakwazanga ukufikelela ukuvumelana ngokubanzi ngomntwana, inkundla yesithili iya kuthatha isigqibo malunga nale ngxaki. Isigqibo sabagwebi sincike kwiinkalo ezininzi: imeko yemeko yabatshatileyo, imimiselo yomntwana, impilo yomzimba nengqondo yomzali, umnqweno womntwana wokuhlala kunye noyise okanye umama, njl njl. Ukongezelela, kuyimfuneko ukusetha izinto ezinjalo:

Abantu abaninzi banomdla kulo mbuzo - indlela yokuqhawula umtshato xa unomntwana uneminyaka engama ubudala? Ukuba umfazi ukhulelwe okanye umntwana akanakunyaka omnye, umlingane akanelungelo lokufakela umtshato ngaphandle kwemvume yakhe. Ibango aliyi kuyaneliseka nokuba umntwana uyafa ngonyaka wokuqala.

Lo myalelo wamukelwa ukukhusela abafazi kwiimvakalelo malunga nomtshato ngexesha elinzima. Ukuba umlingani akavumelani nokuqhawula umtshato, ngoko isicelo asikwazi ukuqwalaselwa kuwo nawuphi na umzimba.

Siyathemba ukuba inqaku lethu linokunceda ukuba uqonde indlela yokuqhawula umtshato xa kukho umntwana kunye nekhredithi.

Kukho nawuphi na, ngaphambi kokuba uqhawule umtshato, qwalasela isimo sengqondo somntwana. Zama ukumkhusela ekuxinekeni ngenxa yimeko enzima phakathi kwabazali.