Inkcitho yemali yokubhiyozelwa konyaka omtsha

Awuyi kuhamba njani ikhefu?
Iindleko zemali yokubhiyozelwa koNyaka omtsha zihlala zibetha i-wallet enegunya le-tsunami yolwandle. Ucwangciso lunokunciphisa amandla okuchaphazela.
Siyakunceda kwaye sikuxelele ukuba ingahambi njani ukuqhekeza ukubhiyozelwa komnyaka omtsha.

Senza uludwe lwamatyala nokuthenga.
Ukusebenza koNyaka omtsha kulungelelaniswe kangcono kwizigaba ezibini, ngasinye sicinga ngokucokisekileyo. Kufuneka siqale ukususela ekupheleni. Qinisekisa njani, phi na oza kubhiyozela uNyaka omtsha, kwaye ubambe ieholide leeholide. Oku kuya kubangela ukuba nantoni na into oyifunayo ngoku, ekuqaleni kukaDisemba.
Okokuqala, yenza uluhlu lwempahla efunekayo. Zama ukuyilandela ngokucacileyo kwaye ungaphazanyiswa enye into encinane encinci. Ukuba ukhetho lwezipho lukudibanisa, sebenzisa izitifiketi zesipho esithandwayo. Ngoku bakhulula yonke into evela kwiidonons ezibucayi kunye ne-boutique boutiques kwiivenkile zendlu. Namela ingqalelo yokuba izatifikethi ezininzi zinomsebenzi olinganiselwe.
Amabhola kunye nezinye izinto.
Imihlobiso yeKrismesi iqalisa ukuthengisa ngoNovemba, kwaye ekupheleni kukaDisemba, amaxabiso abo aya kwanda. Ngoko kungcono ukwenza ukuthenga ngoku, xa kusekho ixesha ngaphambi kweeholide. Kwaye ukuba ufuna ukulondoloza ngokwenene, ngoko lo Mnyaka omtsha, lawula amasheya amadala. Kodwa emva kokuqala kukaJanuwari ungathenga iibhola kunye ne-tinsel ngokuthengisa ngexabiso lokuthengisa!
Izipho: ingqwalasela iyabiza.
Lungiselela uluhlu lwabo bonke abaya kunika izipho kulo nyaka. Misela isixa esilungele ukuchitha kwizipho. Khetha abo ungafuni ukugcina kuzo. Cinga ngendlela onokuyikholisa ngayo. Qaphela ngokukhawuleza kwinkqubo yokuthenga: hamba ujikeleze ezimbalwa izitolo, thelekisa amanani. Khangela into efanayo kwi-intanethi, mhlawumbi ingabizi ngaphantsi. Musa nje ukuyeka ukulandelelana kwemiyalelo yeentsuku ezimbalwa zokugqibela. Vumela isipho sihlale kwiiveki ezimbalwa kwikhefu lakho. Yaye khumbula: abantu abayidingi izinto ezibiza, kodwa qaphela!
Abayithathi imali yokuhamba ngehlathi.
Ngaba ufuna ukuya ngaphandle okanye unokuphumla kwindlu yebhodi yelizwe? Ukuba awuzange ubhale uhambo ngo-Oktobha, ngoku akunakwenzeka ukuba kukho nantoni na eseleyo. Mhlawumbi ukhansele iholide ekhaya, kwaye ucwangcise ukuceba uhambo lwesibini ngoJanuwari? Oku kunokuba kubiza kakhulu kunokuba uhambo luvela ngoDisemba 30.
Unqunyelwe ukuba zonke iiholide zihlale ekhaya? Kulo lonwabo kakhulu. Ngexesha leeholide kunemisebenzi yabantwana, imisebenzi, iikonsathi. Kungcono ukuthenga amathikithi kusengaphambili kwiiofisi zetikiti zemidlalo kunye neehosti zekhonsathi, kwaye kungekhona kubaphathi.
Ingaba unesaba ukuba emva kweeholide akuyi kuba nemali yokuhamba kwenkcubeko? Hlanganisa i-sally kwi-woods kwi-skis, hamba nabantwana kwi-skates, hamba ngeenxa zonke kwidolophu yakho yasekuhlaleni, uye kwiimyuziyam, ubukele iifilikhi ekhaya oye wafuna ukubona ixesha elide, uye kutyelela abahlobo okanye izalamane. Ungakwazi ukuphumla ngaphandle komonakalo omkhulu kwisikhwama sakho!
Izambatho kuzo zonke iimeko.
Ukuba ufuna ukubheka, kungcono ukunyamekela iingubo zangaphambili. Ukuba ushiye yonke into ngomzuzu wokugqibela, uze uhambe ezimbini. Thenga izinto ezibizayo, kodwa into ekhethekileyo yekhwalithi ephakamileyo, kunye nezinto eziphathekayo. Esi sithuba sizakuhlala iminyaka emininzi. Ayithengi, kodwa into ye-ostromodnaya iya kukunceda isibini-esithathu. Emva koko ungaziphosa ngaphandle kokuzisola kakhulu!
Ngentsasa yokutya.
Kwiintsuku ezimbalwa ngaphambi kweDisemba 31 kwivenkile ziqala i-pandemonium. Ukuphepha ukukhutshwa kwexesha elide kunye neentsholongwane kungenziwa ngale ndlela. Emva kokuvula imenyu yokuzonwabisa, qhekeza iimveliso ezifunwayo zibe ngamaqela amabini: ubomi obufutshane kunye nobude obude. Iyesibini inokuthengwa ezimbini kwiiveki ngaphambi kokubhiyozela. Kwabanye kungcono ukuba uye kwivenkile ekuseni okanye kubusuku. Ngeli xesha, ezininzi ivenkile zinika ama-5-10% izaphulelo kuzo zonke iimveliso. Into onokuyithenga kunye nakwindawo yokugcina impahla.