Yazi ulwazi.
Ngoko, makhe sithethe malunga noko kufuneka kwenziwe ukwenzela umtsalane? Okokuqala, ukuze unyanzele umthengi ukuba athole into ethile, kuyimfuneko ukunqoba ithemba lakhe. Yaye bayayifumana njani inkolelo yomthengi? Yintoni endiyisebenzisayo ukutsala, kwaye, ngokubalulekayo, ukuyigcina? Enyanisweni, akunakunzima ukutsala umthengi. Wena, eneneni, akudingeki ukuba wenze into eninzi. Kalula, kufuneka uqiniseke kuwe kunye nemveliso yakho. Lo ngumgaqo wokuqala, okhokelwa nguwo, uya kuphumelela ngendlela emfutshane nefanelekileyo. Ngoko ke, okokuqala, kufuneka uqinisekise ukuba umthengi ukholelwa ukuba uyazi kakuhle into othengisayo. Kwaye oku kuyimfuneko ukwazi kakuhle iimpahla kunye neenkonzo enakho kuloluhlu. Kufuneka ujwayelane nenkcazo kunye neempawu zemveliso yakho. Akufanele uphawule into evela kuwe uze unikele isifiso sakho ngenyaniso. Umxhasi uya kuhlala akwazi ukwenza konke ukuqinisekisa ubungqina benkcazelo yakho. Nangona kunjalo, ungathumela ulwazi ukuze luvakala kwifomu enenzuzo kuwe. Zama uzame ukukhumbula ngeyona nkcazelo eninzi ngangokunokwenzeka. Inyani kukuba abathengi abaninzi bathanda ukubuza imibuzo eyongeziweyo. Ukuba umntu ubona ukuba awukwazi ukuphendula, uya kucinga ukuba ufunde nje isethi ethile yamagama, kwaye awukwazi into enye. Vumelana, oku kuya kuchaphazela kakubi umfanekiso wakho. Ngoko ke, zama ukujwayelana nolwazi olongezelelweyo. Ngamava, umthengisi ngamnye uqala ukulindela malunga nemininzi yemibuzo abantu abababuza yona. Ngoko ke, ihlala ikhumbule iimpendulo zale mibuzo. Ngendlela, soloko uzama ukuphendula ngokuzolileyo nangokucacileyo. Musa ukuthetha ngokukhawuleza okanye ngokukhawuleza. Ungaze ubonise ukuba ukhathazekile, ngaphandle koko umthengi akayi kukukholwa.
Musa ukuzibamba.
Omnye umgaqo-awuyikunyanzelisa abathengi. Khumbulani ukuba ukukholisa kwinto ethile nokwenza abantu ngaphandle kwabo kubaluleke kakhulu. Ukuba ngaphambili, abathengisi abahlukahlukeneyo kunye nabagqugquzeli babesandul 'ukutsha, ngoku baninzi baninzi ukuba abantu abafuni ukuya kwivenkile, ukuba ngaba bangeke baphoqeleke ukuba bathenge into kwakhona. Ngoko ke, ukuba ufuna umntu athole into ethile, mnike inkululeko yokuzikhethela. Awudingi ukulandela omnye umntu. Kungcono ukuzithengisa, unikele ngemveliso yakho, kwaye ukuba umntu uthi ufuna uncedo, ukuba kuyimfuneko, mamela yena. Kodwa, oku akuthethi ukuba akufanele uhlawule umthengi kwaye uhlale kude. Umthengisi onamava usoloko ephawula xa abantu befuna uncedo. Yaye uncedo luyadingeka phantse njalo, ngaphandle kokuba umntu efikile kwimpahla ethile, aya kuyithenga kuyo nayiphi na imeko, ukuze ungamxeleli. Ngaphandle koko, hlala kude kwaye ubukele. Ukuba ubona ukuba umthengi akakwazi ukugqiba isigqibo, yiya kuye uze ubuze ukuba unako ukumnika iingcebiso, kodwa yena, makenze isigqibo sokuba uyayisebenzisa okanye cha. Xa abantu benganyanzelwanga, kodwa babuzwa, bona, baninzi basabela ngokufanelekileyo ngokwamkelekileyo yomthengisi baze bamphulaphule. Ngokuqhelekileyo, ngolu hlobo unokuba nomdla kumthengi kwaye uthengise kuye into ayengafuni ukuyithenga ekuqaleni.
Kwakhona, ukuba ufuna ukuthakazelisa umxhasi, kufanelekile ukunyamekela ukuba uluphi uhlobo lomkhiqizo olufanelekayo kumgangatho wexabiso. Ngako oko, zama ukufunda ukujonga uhlobo luni lweemali umthengi onakho. Ungalokothi ufune ukunikela into ecacileyo ebiza kakhulu kumntu. Kwabaninzi kuphazamisa. Kungcono ukuzibuza ukuba yeyiphi imali ekulindeleyo, kwaye, ngokusekelwe kwimiba efunyenweyo, ukunikezela ngempahla okanye iinkonzo.
Yi nyaniso.
Khumbula ukuba abantu abathandi abathengisi abanomsindo nabacasulayo. Kodwa, kwakhona, akufuneki ukuvumela ukuba uziphatha nabathengi ngokungathi ungumhlobo. Ukuthandana nokuziqhelanisa akuqhelekanga. Ngoko ke, zama ukuhlula phakathi kwezi ngcamango. Abathengi bakho kufuneka baqonde ukuba ufuna ukubanceda ukuba bakhethe kuphela okulungileyo, kodwa ngexesha elifanayo, abayi kubakho ubomi babo. Ukuba uziphatha ngale ndlela, ngoko, ngokuqhelekileyo kuninzi, abathengi baqala ukuphatha abadayisi ngokuncinci ngakumbi.
Ukuba loo mveliso inesabelo, abathengi abaninzi baqala ukungathandabuzeki umgangatho wayo. Kwakhona kuyimfuneko ukuchazela ngokufanelekileyo umxhasi ukuba yintoni umba. Emva koko, izitokisi, ngokuqhelekileyo, azibangelwa ukubethelwa kwempahla okanye umtshato, kodwa ngenxa yokuba iinkampani zinciphisa ngokuthe ngqo intengo yempahla ethile, ukutsala abathengi. Ngaphezu koko, iimpahla ezinokubakho zifunekayo, kwaye ezo zihlala zifumana. Umsebenzi wakho kukuxelela umthengi ukuba kutheni kwenziwa isenzo ukuze angathandabuzeki. Ngoko ke, ukuba uyazi ukuba izitokisi ezithile ziqala isitokethi, qiniseka ukuba ubuze izizathu zokuzibamba, ngokokuba nayiphi na umthengi anganika ulwazi olunzulu kakhulu.
Enyanisweni, akunzima kakhulu ukutsala umthengi ukuthenga ethile imveliso okanye inkonzo. Kalula, kufuneka uqiniseke, uhlale uzinzile kwaye ufunde ukuziva uhlobo kunye nomqathango womthengi. Ungaze ufune ukugcoba ukummotheka emsebenzini kwaye uthetha njengebhobhothi, ukungawuthobeli ngokupheleleyo iimvakalelo kunye nezifiso zomthengi. Zama ukuhlala unyanisekileyo, kwaye ke, kuya kuba lula ukuba uthengise okokufunayo.