Imali ebuhlotsheni bakho abathandekayo

Imali yinxalenye ebalulekileyo yobomi bethu kwaye yenza kube lula, kukhululekile kwaye kuyamnandi. Kwaye zizathu zokuxabana, kubandakanywa nosapho. Ngoko ke, imali kwimibutho yabathandekayo bakho ibamba indima ebalulekileyo.

Ukuba kukho ukuxabana kobudlelwane bakho kwentsapho ngenxa yemali-kulungile ukuqala ukukhathazeka. Hlaziya ukuba yiyiphi isizathu saloo mpikiswano kunye nendlela yokulungisa ngayo. Zama ukuqonda ukuba kutheni wena kunye nabathandekayo bakho benemiqondo eyahlukileyo kwimali. Musa nje ukubhekisela kwenkanuko yomyeni wakhe - kulula kakhulu.
Iingcali zengqondo ziye zatshengisa ukuba isimo sengqondo somntu sincike kumntu wesibini kunye neengqondo. Umntu onxulumene nohlobo lokucwangcisa angakwazi ukulawula lula imali kunye nexesha. Unako ukuhlala engenamdla kwizinto ezintle, kodwa kungadingekile. Abantu balolu hlobo banamalungiselelo-bafuna isiqabetho okanye iTV, gcina imali uze uthenge.

Kodwa kukho ukuphazamiseka kwalolu hlobo - ukuba into ethile ngokungazelelwe ihamba kakuhle, njengoko ihleliwe, iqala ukuva nokuva uxinzelelo. Ukuze kwenzeke oku, ngamanye amaxesha abantu bafanele bathenge ngaphandle kokucinga malunga nokusebenza kwabo.

Olunye uhlobo lwabantu luhlala luye. Abantu balolu hlobo bachitha imali ngaphandle kokulinganisa nokuzisola, banikezela umnqweno wokuzikhethela. Olu hlobo alunomnqweno wokugcina imali kwaye ngoko ke kufuneka badwebe iinjongo: ngokuba kufuneka ukuwa kweebhotile ezintsha-ndiya kuzama ukugcina imali.

Inketho eyona mpu melelo idibanisa kunye nomnqweno wokugqithisa. Inkcitho yemali ilula, ngaphandle kokuchitha yonke into ekuthengeni okungadingekile. Ngokuqinisekileyo unabahlobo abanomvuzo ofanayo kunye nawe, kodwa balawula ukuhlala kule mali ngaphandle kokuthatha imali mboleko. Ngelo xesha, ngamanye amaxesha benza ukuthenga okukhulu okanye baye eholide.

Ukuba ulwalamano lwakho kunye nomthandane wakho luhlala lugqitywa yimpikiswano ngemali, mamela ngakumbi iqabane lakho. Zama ukuqalisa ukubonisana ngaphambi kokwenza nayiphi na into yokuthenga (ngaphandle kwezinto eziyimfuneko kwaye ezingenakukhutshwa). Kuya kuba nempikiswano engakumbi.

Kodwa musa ukulibala ukuba wonke umntu ufuna ukuzimela ngokwezimali. Kakade, musa ukuya kude kwaye ucele ingxelo yonke imihla kwimali esetshenzisiweyo. Kwanele nje ukuxubusha kwangaphambili nomyeni wakho ukuthenga okukhulu.

Ngokufanayo, ukuba indoda ithe yafumana into ebiza kakhulu kwaye ididekile ekuthengeni, musa ukumgxeka ngokukhawuleza. Mnike ixesha lokuzola. Emva koko xubusha le meko. Emva koko, ubudlelwane bubiza kakhulu.

Ksenia Ivanova , ngakumbi kwisiza