Ngokwenene kuyo yonke intsapho, kungakhathaliseki ukuba ubudlelwane obuhle buvakaliswa njani, ngothando kunye nokuhlonipha, kudla ukuphikisana malunga nendlela yokusebenzisa imali. Ezinye izibini zithandana ngezinto ezingento embi, ezinye iingxabano zemali zinikeza isizathu sokubuza ukuba ubani ophetheyo kwaye ngubani na onokuthi asenze isigqibo. Isimo sengqondo semali sisebenza njengolu vavanyo lwe-litmus, sibonisa ukungavumelani okufihliweyo phakathi kwabatshatileyo. Akusiyo imfihlelo yokuba lowo ufumana ngaphezulu, ukholelwa ukuba kunokwenzeka ukuba umntu onikezelwe ngokukodwa unqume ukuba njani, kuphi kunye nantoni yokuchitha imali. Kwaye kwangexesha elifanayo lishiya igama lokugqibela ngokwalo naziphi na izimo ezinzima.
Isimo sengqondo esithile kwimali, kunye nendlela yokwabelana ngale nxaxheba kwintsapho - yenziwa ebuntwaneni. Abantwana babukela ngentshiseko ukuba abazali babo basombulula njani iingxaki zemali. Kwixesha elizayo lobomi bomntu omdala, banokukopisha umzekelo womzali, okanye bazama ukwenza yonke into eyahlukileyo. Xa sele ifunyenwe, iingcamango zingahambelani kwisibini esitshatileyo, esibandakanya ukungaphumeleli kwintsebenziswano ngokubanzi. Izimo zengqondo ezahlukeneyo ngemali zinokutshabalalisa umtshato, kuba lo mbuzo, ngenye indlela, udibene nayo yonke imiba yobomi bentsapho.
Njengomthetho, ngendlela umntu aphatha ngayo imali, umntu unokuthatha izinto ezithile zobuntu bakhe. Bonke abantu banokuhlulwa ngokweemeko zibe ngamanani amaninzi ngokwemilinganiselo "yothando" ngemali.
Iinqununu okanye iinjongo. Ngokuqhelekileyo kunzima ukuba baxhathise, ukuze kungabi nkunkuma yonke into. Aba bantu badla ngokuthenga izinto ezingenangqiqo. Zilandela: ngaba kukho naziphi na izinto ozithenge zona, ezo zinto uqobo, akufuneki neze. Ukuba kukho, imali yaphonswa ngaphandle kwakho, kwaye kufuneka ucinge ngayo kwaye uhlaziye amanqaku eendleko zakho. Kufuneka uyazi - nangona umkhwa wokuhlawula ngemali - oku kungaphathwa. Yiya kwiivenkile kunye nohlu lokuthenga; thabatha nawe kuphela isixa esithile; musa ukukhawuleza ukuthenga ngokukhawuleza - hamba, cinga, mhlawumbi le nto ayimfuneko. Mhlawumbi kunengqiqo ukutshintsha ulawulo phezu kohlahlo lwabiwo lomntu kwiqabane lakho.
Abaxhamli okanye ababi, ngokuchaseneyo, bayazama ukugcina yonke into, banqande nje kuphela, kodwa nabo bawabo. Ngelo xesha baya kukhokelwa ngqalelo. Omnye uhlehlisela "imini yokuvula," umntu ukhokelwa ngumnqweno wokugcina imali yokuthenga into enkulu yezinto ezixabisekileyo, okanye ukufakela ngokuqinileyo ukususela ebuntwaneni kangangokuthi ngamanye amaxesha azinxulumene nobunzima bezinto. Enyanisweni, akukho nto eyoyiyo apha, kodwa de lo mkhwa ungashiyi kwimihlaba enengqiqo, ayiyi kuba mania, kwaye ikuvumela ukuba uqhube ngendlela eqhelekileyo yokuphila. Ukuba ukuqokelela kusongela ukuba yinto yakho yesibini kwaye kuhamba ngaphaya kwemiqathango evumelekileyo - ukulwa. Unako, umzekelo, uchithe wena okanye abathandekayo bakho ngaphezu kwesiqhelo.
Ukungathembeki - lelinye iqela labantu abangathembeli kumlingane wabo, benza "stash", okanye bafihle enye yengeniso yabo. Njengomthetho, iyaziwa - kungekudala okanye kamva, kwaye ibangela ukuxabana. Iimeko ezinjalo zinokukunceda kuphela enye iresiphi - ithemba. Ukuseka ubudlelwane obuthembayo kwintsapho, ngoko awuyi kuba nesizathu sokufihla nayiphi na into. Le ngcebiso iphela kwiimeko zonke: zama ukuxoxa ngeengxaki zemali kwintsapho, fumana indlela ekhoyo yokuhambisa imali, iya kudibanisa.
Xa ufumene ukuqonda ngokufanayo kumbandela onjalo, ungathembela kumtshato oqinileyo.