Ukuboleka imali nokuboleka imali

Ngamnye wethu unesihlobo, abahlobo okanye abajwayayo abacela ityala. Oko kufuneka uyenze, ndinokuboleka imali. Kodwa, njengoko umbhali wencwadi ethi "Magic of Money" icebisa, kungekhona ukwenza nantoni na ityala kwaye akudingeki uboleke imali kwaye ubole imali. Kodwa le ngcebiso kuphela, kunye nobomi bwenene, le ngenye into. Kwenzeka ukuba omnye umhlobo wamnika umhlobo omkhulu, ngaphandle kwe risithi. Emva kwexesha elithile, ufunda ukuba intombi yakhe ibonisa ukubolekisa imali, kwaye ixhomekeke kwimali-mboleko emikhulu engaphezulu kwebhanki, ngaphandle koko, wayithatha imali eninzi kwizalamane zakhe. Nguyena mfazi, kwafuneka ndisebenze ngakumbi ukuze ndiphile. Umhlobo wakhe, okwangoku, wayehlala, ehlathini, kunye nomntu ongaqeshwanga, waya elwandle, wathenga iTV ye-plasma, kwaye akayi kuhlawula amatyala akhe. Ukuboleka imali nokuboleka imali, sifunda kule nqaku.

Ngaba ndinokuboleka ndiboleke?
Iingcali zengqondo zithi awudingi ukuboleka nokuboleka. Ngomntu, ityala lixinzelelo olukhulu, kokubili kumntu ngokwakhe nakumntu onetyala. Nangona, loo mali ayibalulekanga, into eceliwe. Kwaye awuyi kubuhlungu ukulahlekelwa yimali, bona, ufuna ntoni? Isizathu sokucela imali sibonakala siphuthumayo, kwaye ufuna ukukunceda. Ucinga ukuba awuyi kubuyisa ityala, kuba uyayidinga ngempela imali. Ewe, ngoko uloyiko lokuba ulwalamano luya kulahla ngenxa yeli tyala. Emva koko, kudla ukuba kwenzeka ukuba awufuni ukujongana nomntu ongakhange anike ityala.

Cela imali eninzi, ukuba uboleka, kufuneka uvale idiphozithi phambi kweshedyuli, ngelixa ulahlekelwa ngumdla njalo njalo. Kwaye umntu wenqaba zonke iindlela zokufumana i-receipt, uthi ufuna ukwenza ngaphandle kwamaphepha. Kodwa uya kufuneka unqume. Abantu bathi ufuna ukuboleka, kuphela imali enokuyenza ngayo. Ngaba uyavuma ukuhlukana nemali yakho ngenxa yobuhlobo? Ukuba uvakalelwa kukuba awulungele ukuboleka, kwaye awukwazi ukukhawuleza, ungitshele into ocinga ngayo. Uya kufumana isizathu sokwenqaba, ukuze umntu osondeleyo angakhubeki kuwe.

Ndixelele ngokunyanisekileyo ukuba uya kugcina ubudlelwane. Ukufumana ityala lakho kwakhona, kufuneka uqinisekise isiqinisekiso. Amatyala ngaphandle kwe risithi, kufana nesipho, asiyi kubuyiselwa. Emva kwakho konke, ngaphandle kokufumana irhafu enkundleni awuyi kuhamba, kunzima ukukhumbula indawo, umhla kunye nexesha. Ifom yesivumelwano somboleko singasetyenzwa kwi-Intanethi, kwaye iprintwe ize igcwaliswe. Ukuba inani eliceliwe kwi-matyala likhulu, unokucela imali yokubolekisa le matyala. Ezi zinto zingathengiswa, kwaye ezingalahlekelwa yimpahla yazo, ubucwebe buyingqungquthela kule ndawo.

Receipt.
Inketho eqhelekileyo yirisithi, ilula kwaye ikhawuleza. I-risithi ibhaliwe kwifom eqhelekileyo, kwaye ayiqinisekisiwe kwi-ofisi yomanothi, kwaye xa ityala lingahlawulwa, irhafu iya kuba isiseko sokufaka isicelo kwinkundla. Ukuba loo mali ibalulekile, kufuneka ufumane irisidi yokuboleka. Iirisithi ibhaliwe ngumntu oboleka imali. Ekufumaneni kwakho kufuneka uchaze iinkcukacha ezifana nalezi: Igama lombolo yepaspoti yomntu oboleke, idilesi kunye negama elipheleleyo, idilesi yomntu oboleka kunye nedatha yakhe yepaspoti. Isixa kufuneka sibhalwe ngamanani kunye namazwi, ukuze kungabikho ukungavumelani malunga nemali. Kwi-risithi kufuneka ucacise umhla wokubuya, kunye nexesha oboleka ngayo. Cacisa ngaphandle komdla okanye ngenzala kufuneka ubuyisele ityala.

Ekufumaneni ukuba kudla ukulibala ukubonisa into enjalo ukuba kuyimfuneko ukuyenza ukuba umntu onetyala abuyele ityala ngexesha elifanelekileyo, okanye uza kubuya kuphela inxalenye yetyala. Emva koko bhala umhla kunye nendawo yokubhala iresidi uze uyisayine.

Xa umboleki engabuyi kubuya ityala, kufuneka umkhumbuze ngembuyekezo. Mhlawumbi u libale? Ukuba iirisithi ayilunganga kakuhle, ke umntu kufuneka athembele kuphela kwisazela salowo mntu. Kodwa xa kukho irisidi, kwaye akukho mntu ukhawuleza ukubuyisela ityala, ngoko kuya kwenzeka ukuba usebenzise inkundla. Kwaye unokuqhagamshelana namapolisa uze usimangalele lo mntu wobuqhetseba, kule meko inkqubo iya kukhawuleza. Xa ufuna imali ngokukhawuleza, ukhetho lokuqala kukuthatha imali kubahlobo kwiityala. Uvela ngaphesheya kwetyala?

Kuphela ke, xa uqinisekile ukuba unokunika, unokuboleka. Kule bhanki i-akhawunti iqinisekisiwe, ayiyi kunika imali mboleko aze ayanelisekile nge-solvency yomboleki. Kubi ukuthabatha imali ukufihla ityala langaphambili ngale ndlela. Ngaba unokuziva ukhululekile ukuba unetyala? Kungcono ukuba ufunde indlela yokulawula uhlahlo lwabiwo-mali. Nangona oku kuvelakala kungekuhle kakhulu, kunokusombulula iingxaki zamatyala, ukuboleka imali kunye nokuntuleka kwemali.

Ekugqibeleni, unokugqiba ukuphendula umbuzo ukuba ngaba unako ukuboleka imali kunye nokuboleka imali kwiityala. Kutheni uhlala uthabatha umntu kwi-matyala, kufuneka uhlale ngendlela yakho, ulawulo lwezoqoqosho kwaye unganiki, kwaye ungaboleki nakubani na umntu onetyala. Ukuba awufuni ukulahlekelwa ngabahlobo, funda ngokuthetha ngokuthetheleyo ukuba cha, ukuze kungabakhubekisi.