Kukho ezimbini iintlobo zabantu abazimisele ngokuzithandela ukunikela bonke ubutyebi bezinto ezibonakalayo - abo bangcwele nabangenangqondo. Bonke abanye ubuncinane bafuna ukutya isandwich nge caviar emnyama, kwaye njengokuba buninzi ukujika kwizigidi. Iingcamango malunga nobutyebi luhlobo oluthile lokuzilibazisa zabantu bethu, eziqhelekileyo ubunzima bezezimali rhoqo, ubunzima bezoqoqosho kunye nokungazinzi kwezopolitiko. Kodwa nangona zonke izinto ezingekho phantsi kwezinto ezingekho phantsi kwezinto ezifana "kungekho kweli lizwe lazalelwa," kukho abantu abasondeleyo kuthi, ababa nomona nompumelelo kwimali. Kukho ukucinga ukuba izityebi ziyingcali ekhethekileyo eneenkcukacha ezifihlakeleyo ngokukhawuleza kwaye kulula ukuba zizityebi. Enyanisweni, "iimfihlelo" ezinjalo zikhona, kodwa ziyafumaneka kuwo wonke umntu. Enye into yokuba akusiyo wonke umntu okhetha ukuwasebenzisa ekusebenzeni, ukuqhubeka nokuhlakulela ngokugqithiseleyo ukucinga kwabo. Indlela yokukhangela imali kunye nenhlanhla ebomini bakho, kwaye iphinde iphumelele, siya kuthetha ngakumbi.
Imali iya kwimali
Enye yeengcamango eziqhelekileyo ngemali kukukhetha kwabo malunga neendidi ezithile zabemi. Kukho nantoni yokuba izityebi zifumana zicebile, kodwa abahlwempuzekileyo bafumana ihlwempu. Inyaniso ikule nkcazo, kunjalo. Kwaye ukunyuka kwenyuka kwimivuzo yabantu abazityebi kunokucaciswa.
- Okokuqala, umntu ophumelelayo uhlala eqhagamshelana nabantu abaphumeleleyo kunye nabamiselweyo. Oku kunceda ukwakha i-psychology ethile yeempumelelo kuye: ukufunda ubunzima bokuqhuba ishishini, iimpawu zemali ezifanelekileyo, ukufumana abaqhelanisiweyo abanolwazi.
- Okwesibini, ngenxa yemeko ephezulu yezinto eziphathekayo, umntu onokwenza kakuhle unokukwazi ukufumana ukutya okulungileyo, unyango olufanelekileyo lwezonyango, iholide ephumayo phesheya. Konke oku kuchaphazela impilo yakhe: uyagula kakhulu, ubonakala engcono, ugcwele amandla kunye namandla. Ngoko, soloko ulungele isigaba esitsha kwindlela yakhe yokukhula ngokukhawuleza.
- Okwesithathu, abantu abazizityebi bajikelezwe ngamacandelo okunethezeka nokuchuma. Indlu enkulu, imoto ebiza, i-akhawunti yasebhanki eqinileyo, i-yacht yokunethezeka-awa awona nje amaphupha, kodwa iyingxenye ebalulekileyo yobomi babo bemihla ngemihla.
Ngoko kuvela ukuba indlela yokuphila yomntu ophumelelayo ngokwenene ikhupha isimo sakhe esiphezulu kunye nengeniso. Kodwa oku akuthethi ukuba umntu unokuphela kwephupha elibi elibi lobutyebi. Ngokuphambene noko, imbali iyazi imimiselo emininzi, xa impumelelo engaziwayo yabantu abahluphekileyo iphumelele impumelelo enkulu ebomini babo. Iyintoni imfihlo yabo? Ngokuqinisekileyo ekukhutheni nasekukholweni kuwe. Kwaye nokuba banako ukugqithisa ingqondo yabo yomceli kwaye bafunde ukucinga njengama-greats kweli hlabathi.
Indlela yokukhangela imali: Ingqondo yengqondo kunye nendlala
Ukuba ukhangele kwi-bookstore yesiqhelo, ngokuqinisekileyo uya kufumana ubuncinane ubuninzi bezinto ezili-10 ukukhangela ubutyebi obungenakubalwa. Isihloko semali sihlala sifanelekileyo, kwaye ngoko akumangalisi ukuba loo mfuno idala iziphakamiso ezininzi. Umbuzo uwukuba: ngaba bonke abathengayo uncwadi olufanayo banotyebi? Iinkcukacha ezichanekileyo azikho, kodwa umntu unokutsho ukuba akunakwenzeka. Ngaphandle koko, kufuphi nathi siya kuhlala zigidi.
Ngaba kuvela ukuba lolu hlobo lokufunda - ubuxoki obuqinileyo kunye nokucaphukisa? Akunjalo kwaye kungekhona. Asiyi kuqwalasela iincwadi ezinokungaqiniseki ezifana neendlela ezintlanu zokufumana ubutyebi ngemizuzu emi-5, kodwa kunoko ugxininise iincwadi ezaneleyo kwi candelo elithi "Psychology". Phakathi kweengcali zengqondo, kunjalo, baninzi abaxhamli beemali, kodwa baninzi babo abaphumelelayo ababhalayo abaphila ngokuchuma ngokupheleleyo. Ngoko ke, abahlali ngeentetho eziqhelana neminye imithetho yokuheha i-finance kwaye banokubelana nabo nabafundi babo abaninzi. Enye into yokuba abaphulaphuli bajamelana ngayo nale mibulelo. Enyanisweni, uninzi lwabantu aluhambeli ngaphezu kokufunda le ncwadi, kukhetha ukuqhubeka nokuhlakulela umfanekiso "ohluphekileyo kunye nehlwempu." Kutheni oku kwenzekayo? Ewe, kuba yonke imfihlelo yemali enkulu (inhlanhla, impumelelo, impumelelo, uthando). Kwaye kukho kuphela amandla enokukwazi ukuguqula umntu oqhelekileyo ukuba abe ngumgidi wezigidigidi.
Amandla emali: indlela yokuphumelela kunye nobutyebi
U-Oprah Winfrey ungumzekelo ocacileyo kwizigidi zabantu abazama ukuphumelela, xa beyintombazana encinci evela kwintsapho ehluphekileyo, kwaye namhlanje i-billionaire ebomnyama kuphela e-United States kunye nomnye wabasetyhini abaneempembelelo kwihlabathi. Kwesinye sezidliwano-ndlebe zakhe ezininzi, u-Opra wavuma kwiintatheli ukuba wayehlala ekholelwa ukuba uza kufikelela eziphakamileyo kwiindawo. Ngamanye amaxesha lo kholo lwaluyodwa eyamxhasa ngexesha elibuhlungu lobuhlwempu nokuphelelwa lithemba. Kwaye u kholelwa ntoni? Inyaniso yokuba izityebi aziba, kodwa zizalelwa? Inyaniso yokuba kwilizwe lethu unokufumana ubutyebi kuphela ngeendlela ezingathembekanga nangenkohliso? Kwaye, mhlawumbi, kwinto yokuba isiphepheli asinakukunika ithuba lokufumana isityebi? Qhubeka ukholelwa kule nto kwaye akukho zigidi ozibonayo. Ewe, ukuba usenokugqiba ekubeni utshintshe isimo sakho sentlalo ngokubhetele, qalisa ngokutshintsha kwindlela ocinga ngayo.
- Okokuqala, yeka ukuzikhawulela kwiinjongo kunye namaphupha. Iingcinga zethu zizinto eziphathekayo. Yaye xa usengqondweni yakho uzibona ungumnikazi weZhiguli wedwa, ngoko awukwazi ukubala kwimoto yenye inqaku.
- Okwesibini, akwanele ukucinga nje ngobutyebi, kufuneka ubonise ngokuthe ngqo ukuba ezo butyebi ziya kukunika. Imali akufanele ibe yiphelo ngokwayo, yindlela kuphela yokufezekisa ezinye iinjongo. Ngokomzekelo, ungacingi ngento ofuna ukuyifumana kwilokotri. Kuya kuba nechanekileyo ukumela ezo ntlawulo eziza kubonakala ebomini bakho ngenxa yokuphumelela okukhulu: izindlu, imoto, i-dacha, i-voucher. Yiyo imifanekiso esinika isigidimi sombane esifanelekileyo kwintsimi ye-semantic, kwaye ngenxa yoko, fumana indlela yokufezekisa kwihlabathi lezinto eziphathekayo.
Indlela yokwenza imali ebomini bakho: iingcebiso ezisebenzayo
Iphupha liphupha, kodwa phantsi kwelitye elixokayo, njengoko liyaziwa, amanzi apheli. Ngoko ke, kunye nokulungiswa kwamandla okufanelekileyo, kubalulekile ukufunda indlela yokwenza. Ukuba uhlalutya ii-biographies zamaninzi awaziwayo aphumelele kuphela ngabasebenzi babo, ngoko ke ngamnye wabo wayenokuguquka ebomini, okwamkele isimo sakhe samanje. Kukhethwa nzima xa kwakunyanzelekile ukunikela into ebalulekileyo kunye nengozi yokufumana ngaphezulu. Njengomthetho, kwakunqatshelwe emsebenzini ozinzile, uhamba kwelinye ilizwe, uqeqesho olutsha.
Kwaye khawucinge ngexesha elide ulahla iziphakamiso ezithandayo. Okanye ungaboni. Umzekelo olula: yonke imihla uhamba emsebenzini ongathandwayo onika inzuzo engqongqo kodwa encinci kwaye uphupha nje ukuba ucebile kwaye uqale ishishini lakho. Kwaye, kunokuba kuzo zonke ezo mphupha ezingenalutho, musa ukuthatha kwaye uzibekise ingozi yokuguqulela iphupha lakho. Thatha imali mboleko, uye kwiikhosi zoqoqosho kwaye uqale ukukhangela abatyala-mali? Ewe, kuba umngcipheko omkhulu wokulahlekelwa ngumhlaba wakho omncinane kodwa ozinzile nezolile. Gcina ingqondweni, ngokungakhathaliseki ukuba uqhubeka ukwesaba kwaye ungenzi nto, imali enkulu ayiyi kungena ebomini bakho.
Elinye icebiso elisebenzayo kukufunda ubude. Umngcipheko uhloniphekile, kodwa kufanelekile. Cinga ngamanyathelo akho amanyathelo ambalwa. Qinisekisa ukwenza isicwangciso kunye nezinye iindlela zokukhetha, xa kwenzeka into engalunganga, njengoko uceba. Oku kuncedwa kakhulu ngokuhlalutya kwamanye amabali impumelelo. Phinda ufunde i-autobiographies yabantu abazityebi nabanempumelelo abaye bayamhlonela. Hlaziya iindlela zabo kwisityebi kwaye uya kubona ukuba ayilula, kodwa ubunzima abuzange bumise nabani na.
Indlela yokukhangela imali kunye nenhlanhla: izipho kunye nempawu
Kodwa kuthekani malunga nazo zonke iintlobo zeengqungquthela, iziganeko kunye nempawu ezikhangela imali, uyazibuza? Abasebenzi? Basebenza, kodwa nje ngeyona nkalo eyongezelelweyo yokuqiniswa kwengqondo. Ngamanye amagama, ngokwawo, akukho ngxowa yenkqantosi okanye intsimbi yegolide yaseTshayina iya kuzisa ukuphumelela kwikhaya lakho. Kodwa ukuba wena, kunye nokubonakaliswa okuchanekileyo kunye nezenzo ezisebenzayo, sebenzisa uhlobo oluthile lwe-talisman kwaye ukholelwe ngamandla alo, ngoko kuya kukunceda. Ngokomzekelo, sinokuyicacisa imeko eyaziwa kakhulu kwi-biography sikaNiels Bohr. Ukuqaphela i-horsehoe ekhonjiweyo phezu komnyango webhubhoratri yakhe, omnye wabancedisi abanomdlavuza wabuza ukuba ngaba loo mfuyo we-physicist and physistist ebonakalayo njengoBohr akholelwa kulolu hlobo. Ithi inzululwazi yathi kuye: "Hayi! Kodwa ndaxelelwa ukuba kungakhathaliseki ukuba ndiyakholwa kulo mqondiso okanye akunjalo, kuya kusenza ndifumane inhlanhla. " Ngako oko, ukuba umthi wemali okhulayo kwi-window yangasempuma kwindlu yakho okanye umthombo omncinci kwindawo ethile yokulala ukhuthaza ithemba kunye nethemba lobutyebi kuwe, ke ungayeki. Ii-Amulets, izintelezi, iintlobo zengqondo zihlobo olutshintsho lwengqondo oluthile oluthile. Njalo xa enye yalezi ziphozi zemali ziza kubona amehlo akho, uya kucinga ngemali, kwaye ngoko ke, ubakhangele ebomini bakho.
Umgaqo ofanayo usebenza kwimvume yokwamkela imali. Siqinisekile ukuba asikwazi ukuboleka ngokuhlwa, unganiki. Ngaphandle koko, kwinqanaba elincinci, wena ngokwakho uzicwangcise ukuba ungaphumeleli. Kodwa ukuba awukholelwa kwiimpawu ezinjalo, unokuziphulaphula ngokukhuselekileyo-akuyi kuba nemiphumo emibi kwi-wallet yakho.
Ngokukodwa kwinqanaba lokuqala labamkeli bemali bayamkela uluhlu oluthile lwempawu zabantu eziza kunceda imali endlwini:
- Musa ukuboleka ngoMvulo, kwaye ungaboleki ngeLwesibini
- Musa ukuboleka ityuwa kunye nesonka kummelwane emva kokuphuma kwelanga
- ungaboleki ibhilidi yokugqibela kwi-wallet yakho
- Musa ukusebenzisa imali ngosuku lomvuzo - yonke imali kufuneka ichithe ubusuku endlwini
- Yiba kunye nenye ibhilikhi eyolo onokuyichitha
- Soloko ubeka izinto ngendlela efanelekileyo kwi-wallet yakho: ubeke iibhilikhwe ngokuxabisa ubuso, ubuso nobuso
- unike imali ngesandla sakho sasekhohlo, kwaye uyithabathe ngesandla sakho sokunene
Yaye khumbula, iimpawu kunye namaphupha ziyingxenye yesiphumo. Ukutsala imali nempumelelo ebomini bakho, kufuneka usebenze, ungesabi ukubeka ingozi kwaye uzame ukuqonda iimfuno zakho. Kwaye ngokuqinisekileyo unokuba nobutyebi, uphumelele kwaye uvuyo!