Ziziphi abantu abakwazi ukwenza imali ngokulula?
Abo baxabisekileyo abanakuphikisana nombono wokufumana imali. Mhlawumbi ufuna ukufumana, kodwa ngexesha elifanayo ngezemali ayiphumelelanga. Ngokuqinisekileyo kukho enye imfuno oyigculisayo, ngelixa uhlala uhlwempuzekile, umzekelo, uthanda ukubambelela ebhanini yeengqondo ezingengengqondo. Okanye awufuni ukuba uxanduva, oluya kuvela ngokuqinisekileyo ukuba unemeko enkulu yemali. Okanye ufana nawe, usihlwempu kwaye ungonwabi, wazisola. Kwiimeko ezinjalo, njengoko kubonisa ukubonakalisa, kungakhathaliseki ukuba unomsebenzi onjani wokuba uphumelele ngemali, akukho nto ebomini yakho iya kutshintsha-de ufumane iindlela zokunelisa iimfuno zakho ngenye indlela, eyaneliswa yinto yokuba ungenayo imali. Ukuze uzuze, kufuneka uziqonde ngokwakho, ngamaphupha kunye neengcamango zakho.
Ngubani okwazi ukwenza imali?
Ukuba sithetha ngezoshishino ezinkulu kunye naphakathi (ekubeni ishishini elincinci linganikeli ukuzimela ngokwezimali), uphando lwehlabathi lubonisa ukuba akukho baninzi abantu-kuphela 6-7%. Bonke abanye abakwazi ukufumana imali eninzi, kungakhathaliseki ukuba bafuna kangakanani, kuba kungenxa yokwenziwa kwamakhono. Ezi talente kufuneka ziphuhliswe, kuba ubukho beetalente abuqinisekisi ukuba umntu unokufumana imali. Uhlobo oluthile kunye nemizamo iyadingeka ekuphuhlisweni. Ngaba kukho uhlobo olukhethekileyo lwabantu ababethelela imali? Ngaba iimpawu ezifana nobulili, ubudala, imvelaphi, imfundo ibalulekile? Abasetyhini banamathuba amaninzi okuphumelela, kuba ngokwemvelo baxanduva. Ngokutsho kophando lwangoku, kwiminyaka eyi-10 edlulileyo, kwilizwe lethu kunye neminyaka engama-50 eNtshonalanga, inani labesetyhini kwishishini elikhulu liye landa kakhulu. EUkraine, kuphela amantombazana ambalwa enza indlela yokuqhuba ibhiziniselwano elikhulu, kodwa akukho nanye i-oligarch yesini esilungileyo. Ngendlela, umntu osomabhizinisi, njengomthetho, uyindoda yentsapho: akanalo ixesha lokuqhuba ubomi bomculi we-playboy-pick-up. Abasetyhini abafumana imali eninzi bahlala bodwa. Ibhizinisi ngumsebenzi onzima, obunokufuna ubuncinane iiyure eziyi-16 zomsebenzi, kunye neengxaki zeeyure ezingama-24. Namhlanje, umfanekiso wesentlalo womntu ophumelelayo ubonakala kanje: 30 - 55, indoda, etshatileyo, inalo italente yomntu oshishino. Yintoni le - italente yomntu oshishino? Kubonakala kum ukuba oku kukukwazi ukuphendula ngokuguquguqukayo kwiimeko zokutshintsha umdlalo - kanye. Ukukwazi ukuthatha ingozi kubini. Isabelo esibalulekileyo sokuzikhethela - ezintathu. Khumbula ukuba uninzi lwasabela njani ukuwa kwe-USSR. Abantu babedlala, bebengakwazi ukuba baphila njani kungekho mithetho. Kwaye ummeli-mgqibo wagqiba: kuba kungekho mithetho, ndiya kuphuhlisa ngokwalo, ndiya kuphila ngokwezimvo zam okanye iingcamango, njengoko sazibiza. Ukunyaniseka - ezine, imfundo emihle-ezintlanu. Kwaye, ekugqibeleni, umntu oshishino ophumeleleyo kufuneka ahambisane nenhlanhla.
Kukho abantu apho ukuphuma kwemali kunikwa ngenxa yezizathu zakwaKarmic - imali iya kumntu onjalo. Oku kungaba sisijeziso nesipho. Kukho nawuphi na, imali yomntu onjalo inxalenye yesicwangciso esiza kusebenza apha emhlabeni. Imfundo, indawo yentlalo, isimo sengqondo seentsapho, iinkolelo zonqulo zithinta njani ukukhanya kwemali yomntu? Ukuba intsapho yaqala ukuphika ingcamango yemali elula, ngoko kunokwenzeka ukuba ufumane amaninzi kwaye kungabi ngumsebenzi onzima, ukuze umntu afumane imali, uya kufuneka atshintshe okanye mhlawumbi aze atshabalalise ukufakela kwentsapho. Umntu unjengomthi: ukuba ebuntwaneni bakhe i-trunk iphihliwe, ngoko kukukholisa njengokuthi "uyinto emhle, ungumthi onobuhle" awuyi kuwubeka. Nangona kunjalo, ndiqinisekile ukuba wonke umntu unako ukuba ngumgidigidi. Umbuzo uwukuthi, yeyiphi intengo avuma ukuyihlawula yona, kwaye yintoni eya kufuneka ayinqobe kuyo. Amazwe amaninzi awaziwayo e-USA adalwe ngabantu abavela kwiintsapho ze-puritan ezikhulile ekukholweni ukuba kuyimfuneko ukusebenza kanzima kwaye ulondoloze, kwaye uya kuba sisityebi. Ngelo xesha, ilizwi alikho intlungu-ayizuzi (akukho ntlungu-akukho mvuzo) udlalwa ngokugxekwa ngabafundi bezengqondo kunye neentlalo. Ngaba le nto inokuthi incedise ukukhula isityebi okanye ngokuphambene nayo-ingabe iyayiphelisa? Unako ukukhula ucebile, ngokuqinisekileyo, ngokusebenza nzima. Kodwa ingaba umntu uyavuya nalo mbuzo. Kubaluleke kakhulu kumntu ukuba aqinisekise ukuba umsebenzi kufuneka ulethe uvuyo. I-endorphin eyenziwa kwimeko yolonwabo inceda ekuphumeleleni. Yona ke loo mali ihlanganiswe kunye nolonwabo lobomi kunye nolonwabo.
Ngaba kukufanele ukuthanda imali? Kwaye le nto iya kuthandana?
Kuhlala kulunge ukuhlala kwindawo yothando. Imali yindlela ephezulu yokusebenza kwabantu abaxhamlileyo, ngoko kufuneka ubaphathe ngokuhlonela. Ukuba unobungozi ngemali, uza kubuza iimpawu zakho ngendlela yekululeko, inhlalakahle yentsapho yakho. Esi simo sengqondo kwiimilinganiselo zakho oza kunika yona kwinzala, ekubekeni isimo sengqondo sengqondo esiya kuthintela ukuxhumana ngokuphumelelayo nemali. Ngako oko, kunenzuzo kakhulu ukuthanda imali nokunikela ingcamango enjalo kwimali kwinzala yayo. Ukuthanda imali kunzima ngaphandle kokufuna ukubamba, kwaye yile ndlela kuphela yothando lwemali eheha imali. Ukubaphatha ngokuhlonipha kuyimfuneko, ngoko baya kuqokelela kwaye bakhangwe kuwe. Ngokomzekelo, musa ukukhononda nokukhalaza ngokungahambi kwemali, zithi zihlala zi lahleka, ngoko wenze uhlobo oluhambelana nawe. Ukubulela kuyimetri yemali: xa unombulelo kwaye unomusa, uvuyo olungakumbi, kunokwenzeka ukuba imali iya kuza kuwe. Imali efana neengxowa ezintle (ewe, ewe!) Okweshumi, oko kukuthi, kwixabiso ngalinye elifunyenweyo lifanelekile ukuchitha ezinye zazo ukufezekisa ngokomoya. Inketho yesibini yokunikela isishumi nje ukunikela imali kumntu oyifunayo, kodwa kungcono nangaphambi kokuba akubuze malunga nayo. Ukuba uvakalelwa kukuba unokunceda, ncedisa. Imali ibathanda abantu abanomdla. Imali ibalulekile ukuthanda. Kodwa simele sikhumbule ukuba ukuzityebi novuyo ngokuqhelekileyo kukho izinto ezahlukeneyo. Kubalulekile ukuqonda ukuba kunye neemeko zezemali, uluntu luyakushintsha: isangqa soqhagamshelwano, indlela yokuziphatha ... Abaninzi bayesaba ukuyifumana ngokuchanekileyo kuba kuluntu ukuba ube ngumndilili ngumsebenzi ongenamdla, ngezinye iindawo eziyingozi; ukuba lixhoba lilula kwaye likhuselekile.
Ngaba kukho izikhokelo eziqhelekileyo zokuphumelela kwimali?
Sifanele sikholwe ngamandla ethu, sifune iindlela zokufumana imali, sibeke ngokucacileyo injongo kunye neembono zamaphupha - kwiva lam amava ndiyazi ukuba isebenza kwaye kudala kunokuba ulindele. Inhlanhla ayiyi kubuhlungu, kodwa iinzame zobuqu ziyingxenye yelifa. Kukho iintlobo ezintathu zokusondela ebomini: ukungazi, ukulangazelela nokulunga. Kwimeko yokuqala, abantu basebenzela ukusinda, okwesibini - baqokelela ngenxa yelifa, zombini eziyimfuneko kwaye ezingadingekile. Ekugqibeleni, ukulunga yindlela efanelekileyo yokuphila. Ukuqokelela ukulunga, umntu unokuyikhokela kuyo nayiphi na indlela. Kukho iindlela ezintle ezilula zokuqokelela ukulunga okungakumbi: vuka ngaphambi kokuphuma kwelanga; landela ukucoceka kwengcamango; ukusela nokutya ukutya kunye nokusela. Kubalulekile ukukhetha umsebenzi kungekhona ngenxa yemali, kodwa ngenxa yexabiso eliphezulu. Ukuba akukho msebenzi onjalo, kufuneka ube ne-hobby okanye intshisekelo ekuvumela ukuba uqaphele ubuchule bakho, ukuzisa. Simele sikwazi ukunikela lula, ungesabi ukuhlala ngaphandle kwemali, siphila kwisithemba sokuthi isandla somnikeli asinciphisi. Inkqenkqutyana yeenkedama ibonakaliswa kwiintembeko eziya kuzo zonke iindawo zobomi bomntu: andiyi kuba, andinayo ngokwaneleyo. Ngoko ke, umntu onenkqenkqenkqele kunzima ukugcina ubutyebi kuphela, kodwa uyavuya. Ukuze uphumelele, kufuneka ubeke iinjongo ngokuchanekileyo. Kwaye kubalulekile ukuba injongo ayinakuphikisana nenkqubo yakho yexabiso. Umzekelo, kufuneka uqonde oko kubaluleke kakhulu kuwe-ithuba lokuzonwabisa okanye ukuzinikezela ngokupheleleyo emsebenzini? Ukuba owokuqala, ngoko ke, uyisidenge ukubeka injongo yokuba ngumntu oshishino ophumelele kakhulu kummandla, ekubeni usebenzela ukuhlala kwaye uhlala ngokuqhelekileyo, kwaye ungaphumeleli kwishishini. Emva koko sifuna ukuphuhlisa inkqubo yeeplani zokufezekiswa ngokuqhubekayo kwenjongo. Njalo-yenza!