Into yokuqala okufuneka uyiqonde kukuba le candelo lixhomekeke kuphela kwipropati efunyanwa ngexesha lobudlelwane obhalisiweyo ngokusemthethweni. Oko kwafunyanwa ngaphambi komtshato kwaye nangona utyalomali kule nto yokufumana isabelo sakho, ayikho phantsi kwesahlulo. Kwakhona kwoluhlu lwesahlulo akubandakanyi ukuba ipropathi efunyenwe ngesipho okanye ilifa lomnye wabatshatileyo. Ngokufanayo, ukwahlula kwipropati akunakho ukulala ngesini. Izizathu zingaba: ukwenqaba ukuhlawula i-alimony okanye inani elincinci kubo, abantwana abancinci okanye abantwana abakhubazekile. Inkundla inelungelo lokugqiba ukuba ngaba bafazi abini baya kufumana ukuba ngaba bangabhathali ngokukhuseleko, ukufihla, ukuchithwa okanye ukulimala, kwaye basebenzise isakhiwo esifanayo kunye nentsapho.
Kodwa kukho ukhetho olunjalo. Khawucinge ukuba ngexesha lomtshato ufumene isipho kubazali bakho imali, owathi wathenga indlu. Kubonakala ngathi le yipropati yakho kwaye ungumnini wayo opheleleyo. Akukho nto yohlobo. Indlu yathengwa ngexesha lomtshato kwaye xa ipropati ekwahlukileyo idlula njengesiqhelo, oko kukuthi, elinye iqabane linamalungelo afanayo kwigumbi elinikeziwe njengoko wena. Kwakudingeka ukunika imali, kodwa ngokukhawuleza indlu, ngoko kuya kuba yindawo yakho.
Omnye umzekelo. Indlu yathengwa ngetyala. Ama-Mortgages adla ngokukhutshwa ngababini bobabini, njengoko imali yomnye wabo ayinakwanele. Amabhanki ayaqonda ukuba kule minyaka engama-20 ukuya kwe-30, ngelixa isivumelwano semboleko sivumelekile, intsapho iya kutshabalalisa. Kwaye ngoko ibhanki igxininisa ekwenzeni imali yokuboleka imali yomtshato. Kule meko, indlu iya kuhlulwa ngokulinganayo.
Inqaku elilandelayo ligunya. Ngaphambili, amacala okuhlukaniswa kwepropathi agqitywa ngamantyi, kodwa ngoku yonke into ishintshile. Ngeengxelo ezinjalo kubalulekile ukufaka isicelo kwinkundla yesithili kwindawo yokuhlala kuyo ummangalelwa. Kwakhona, ukuba kukho indawo yokuhlala kwisiqephu sesahlulo, kufuneka isicelo sifakwe kwinkundla yesithili apho ifulethi ikhona khona, kungakhathaliseki ukuba indawo yokuhlala kuyo ummangalelwa. Kwenzeka ukuba kukho izindlu ezininzi ezingabonakaliyo. Kule meko, unokufaka isicelo kwinkundla yesithili yendawo apho enye yezindlu zihlala khona. Ngokufanayo, isityholo malunga nokuhlulwa kwepropati sinokudibanisa, oko kukuthi, unamathele kwisicelo sokuqhawula umtshato.
Kukho into enjalo njengokunciphisa izenzo. Umyalelo osemthethweni osungulwe ngumthetho ngowama-3 ukususela emva kokutshatyalaliswa komtshato. Kwaye ukuba uthe wafika emva, kwaye ipropati ibhaliswe egameni lomnye umlingane, zigwebe. Kodwa ixesha lokunciphisa linokubuyiswa. Izizathu ezihloniphekileyo zezi zigulo olubi (izihlobo) okanye ukungabi nathuba lokuya enkundleni. Kwaye izizathu ezinjengokuthi "andizange ndiyazi ukuba kukho umda wezenzo" okanye into enjalo ayihloniphi.
Kwaye umzuzu wokugqibela. Icandelo liphantsi kuphela kwipropati leyo yipropati yabatshatileyo. Ukuba wakha ngexesha lomtshato, luhlobo luni lwesakhiwo esingagunyaziswanga, nokuba ingaba igaraji, ingqolowa, njl. akukho nkundla iza kuluhlula. Ezi zakhiwo zixhomekeke ekubhubhiseni okanye ngokusemthethweni.
Kodwa ke ndikunqwenela ubomi obude bomtshato, kwaye ukuba awuyize ujongane nale ngxaki. Inhlanhla kuwe!
UTatyana Martynova , ngokukodwa kwisayithi