Wena kunye nomyeni wakho awukwazi ukuvuma malunga nokuba yintoni na ukuchitha imali? Ufuna ukuthenga iziqhumiso, kwaye uyiselula entsha. Ingxaki engenziyo? Akunjalo!
Esikhundleni sokuphikisana nokuphikisana, kuqala kokugqiba konke kunye nomyeni wakho. Ngubani na kuni oza kuba ngumnini-cashier kwaye uya kuba noxanduva lokugcina indlu. Umdlali ongenamdla, ongenakukwazi ukubala imali, akahambelani nale nxaxheba.
Mhlawumbi uphumelele ukhetho. Emva koko thabathe uhlahlo lwabiwo-mali lwentsapho. Le ngxaki ayisisombululo esilula.
Beka imali enye.
Okokuqala, thatha ipeni kunye nebalawuli okanye sebenzisa inkqubo ekhethekileyo yekhompyutha uze uqale ukubala ingeniso kunye neendleko zenyanga.
Inyathelo elilodwa.
Iindleko eziqhelekileyo zeSum:
1. Ukuqeshisa - iibhidi zesevisi, ifowuni yasekhaya, ikhredithi.
2. Iindleko zokuqeqesha kumaziko abantwana - iikhosi ezahlukeneyo, i-kindergarten, isikolo njalonjalo.
3. Izothutho - indleko yamatikiti. Kunenzuzo kakhulu ukufumana ithikithi yenyanga. Kwaye inkokhelo yepetrolol.
4. Iinqununu ngaphandle kwendlu - emsebenzini, esikolweni. Kukulungele ukuthatha ukutya nawe, kwaye ungayi kwi cafe, iya kusindisa imali yakho.
Inyathelo ezimbini.
Yiya kwiimfuno ezinyanzelisayo kunye nemveliso enkulu yemveliso. Ukuba ukuthenga okubalulekileyo okwenza kanye ngeveki, ukubala inani alilunzima kakhulu. Kodwa ukuba kuqhubeka, kuya kuthatha ixesha elide, ukurekhoda rhoqo into ethe yathengwa kule nyanga.
Isinyathelo esithathu.
Yongeza iindleko ezimalunga namayeza kunye nokubonelela ngempilo, iimpahla zendlu, ongenakuyenza ngaphandle.
Ngenyameko yonke into, emva kokubala, uya kufumana isixa esiyimfuneko ukuba usapho lwakho luphile, akukho nto. Thatha kwimali engenayo imali yokuthenga iimpahla kunye nezihlangu.
Ikhuphe yokutya.
Iindleko zokutya zingancitshiswa ngeendlela ezimbini.
1. Thenga iimveliso kwisaphulelo - kwiivenkile zokuthengisa, kwiivenkile zorhwebo okanye kwivenkile ngexesha lokukhuthazwa.
Zichitha ixesha elide ukulungiselela ukutya. Zama ukushiya iimveliso ezigqityiweyo. Zonke ezi mveliso zibiza kakhulu kunezo eziphekwe ekhaya , kwaye, ngaphezu koko, ziphantsi kwazo eziphezulu.
Sishiya kwimarike yembatho.
Ngaba ufuna ukugcina kwiingubo kunye nexesha elifanelekileyo ukugqoka ngokufanelekileyo? Hamba ukuyothenga ngexesha lezaphulelo: ngo-Agasti, izitolo zihlela ukuthengisa izinto zehlobo, kwaye ngoFebruwari-ebusika.
Ukwaphuka ngokubanzi.
Ukulondoloza yedwa akuyi kusebenza. Okokuqala, oku akunjalo, kwaye okwesibini, imali ingasindiswa kuphela ngokuthatha inxaxheba kuwo onke amalungu entsapho.
1. Bhala zonke iindleko zakho zonke iintsuku, ukuya kwiindawo ezingabalulekanga. Qiniseka ukuba uziqhelise kule nto kunye nomyeni wakhe.
2. Hlela umyalelo wokuthenga kwakho: kule nyanga ufumana indoda kwi-laptop, kwaye kwilandelayo - unengubo kunye nezicathulo.
3. Musa ukuthwala imali eninzi kunye nawe - ngoko uya kuba nesilingo esincinane sokuyisebenzisa kuyo nayiphi na into engekho.
4. Zama ekhaya rhoqo ukuba ube nemali ethile njengesitotho esingenakuthenjwa - awukwazi ukuba kwenzekani.
Qala kwi-flow.
Imikhwa emibi ibiza kakhulu. Ipakethi yeegaretti ngokwemyinge ixabisa iiruble ezingama-3000, zibalo ukuba le nto iya kuba yinyanga. Kuyafana nokusetyenziswa kotywala. Nangona ungathengi imimoya ebiza kakhulu, loo mali ayiselula. Ukuba wena kunye nosapho lwakho unako ukulahla konke oku, uza kusindisa imali eninzi.
Unxibelelwano olunzulu.
Ixabiso lezonxibelelwano zeselula luncitshiswa ukuba wena kunye nomyeni wakho ukhethe iirhafu ezilungileyo kakhulu kuwe. Okokuqala, jonga amazinga afanelekileyo kwintsapho yakho. Xhumana neengcali. Njalo uqaphele ukunikezelwa kunye nokukhushulwa kunye nokutshintsha iirhafu zakho, ngoko unokugcina imali yokugcina imali yakho